Essex County and Amesbury City property record for 45 Cutter Ln, Amesbury, MA 01913
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 2,367 sqft · built 2021 |
| Lot Size | 25.6 acres (1,118,347 sqft) |
| Owner | Individual Name on File |
| Last Sale | $554,780 (May 2022) |
| Tax Bill | $12,541 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | AMES M:87 B:0038 |
| Primary APN | AMES M:87 B:0038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,367 sqft Living Area |
| Gross Area | 3,915 sqft |
| Basement Area | 908 sqft |
| Unfinished Basement | 908 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Other |
| Lot Area | 1,118,347 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 87//38 |
|---|---|
| Street Address | 45 CUTTER LN |
| City | AMESBURY |
| State | MA |
| Zip | 01913-4258 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Block | 38 |
| Jurisdiction | AMESBURY MA |
| Township / Civil Division | AMESBURY TOWN |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 266300 |
45 Cutter Ln, a condominium, is owned and occupied by an individual who bought it in May 2022.
Source: Essex County and Amesbury City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 CUTTER LN, AMESBURY, MA 01913-4258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2022 · Amount on File |
| Deed Sale | May 19, 2022 · Amount on File |
| Deed Document Number | 20222240 |
| Deed Book / Page | 40945 / 347 |
| Record Updated | Oct 29, 2026 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | AMESBURY MA |
| Recording Date | May 19, 2022 |
| Property Address | 45 CUTTER LN, AMESBURY, MA 01913-4258 |
| Document Number | 040945-347 |
| Book / Page | 40945 / 347 |
| Instrument Date | May 19, 2022 |
| Instrument | 20220519002240 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 45 CUTTER LN, AMESBURY, MA 01913-4258 |
| Document Number | 220519002400 |
|---|---|
| Date | May 19, 2022 |
| Instrument | 220519002400 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 45 Cutter Ln was $12,541, up 6.3% from the year before.
Source: Essex County and Amesbury City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Amesbury City |
| Unified School District | Amesbury School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,541.00 (+6.32%) | $833,300 (+8.09%) Building $833,300 | $781,608 (+7.83%) |
| 2025 | $11,795.00 (+14.77%) | $770,900 (+17.32%) Building $770,900 | $724,850 |
| 2024 | $10,277.00 (+8.04%) | $657,100 (+12.88%) Building $657,100 | |
| 2023 | $9,512.00 | $582,100 Building $582,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Cutter Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 2 (2022–2024) |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Cutter Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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