45 Curtis Rd, Framingham, MA 01702 Property Records

Middlesex County and Framingham City property record for 45 Curtis Rd, Framingham, MA 01702

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 864 sqft · built 1955
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$337,000 (Jan 2022)
Tax Bill$5,021 (2026)
Deeds & MortgagesJan 2026 Line of Credit
Jan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN142-33-9330

Property Details

APN / Parcel Number

Primary APN142-33-9330
Alternative APNs
  • FRAM M:142 B:33 L:9330 U:000
  • M:102.0 B:0210 L:0045.0
  • F_683938_2923301
  • 2765

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area864 sqft Living Area
Gross Area1,884 sqft
1st Floor Area864 sqft
Basement Area864 sqft
Unfinished Basement864 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1966
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number2765
Street Address45 CURTIS RD
CityFRAMINGHAM
StateMA
Zip01702-7408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeG
Legal Block33
Legal Lot Number9330
JurisdictionFRAMINGHAM MA
Township / Civil DivisionFRAMINGHAM
Census Block Group1
Census Block1011
Census Tract383102

Owner

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 CURTIS RD, FRAMINGHAM, MA 01702-7408
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2026Deed of Trust, Mortgage · Line of Credit
GUARANTEED RATE INC
Jan 13, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 13, 2022 · Amount on Record
Deed SaleJan 13, 2022 · Amount on Record
Prior SaleApr 30, 2001 · Amount on Record
Deed Book / Page79531 / 85
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRAMINGHAM MA
Property Address45 CURTIS RD, FRAMINGHAM, MA 01702-7408
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number085079-252
DateJan 2, 2026
Book Page85079/252
Instrument161261
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueFeb 1, 2046

January 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRAMINGHAM MA
Recording DateJan 13, 2022
Property Address45 CURTIS RD, FRAMINGHAM, MA 01702-7408
Document Number0079531-85
Book / Page79531 / 85
Instrument DateJan 13, 2022
Instrument7339
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 CURTIS RD, FRAMINGHAM, MA 01702-7408

Mortgage

Document Number0000007340
DateJan 13, 2022
Instrument7340
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityFramingham City
Unified School DistrictFramingham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,021.00 (+6.11%)$424,400 (+7.09%) Land $224,100 Building $189,100$448,491 (+8.7%)
2025$4,732.00 (+5.77%)$396,300 (+10.36%) Land $203,100 Building $193,200$412,585 (+5.36%)
2024$4,474.00 (+0.47%)$359,100 (+5.56%) Land $180,600 Building $178,500$391,590
2023$4,453.00$340,200 Land $161,400 Building $178,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 individual policies
Nearby Flood Policies201 units insured
incl. 180 condo units
Nearby Flood Claims10 (1978–2023)
Claims Outside the SFHA5 of 10
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Oct 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRAMINGHAM WATER DEPT. (MWRA)
serves 72,362 people · EPA ID MA3100000
Water SourcePurchased surface water from MWRA
Last State InspectionApr 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50

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