45 Curtis Ave, Camden, ME 04843 Property Records

Knox County and Camden Town property record for 45 Curtis Ave, Camden, ME 04843

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,430 sqft · built 2018
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Trust Names on File
Tax Bill	$9,202 (2025)
Deeds & Mortgages	Dec 2025 Sale Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CAMD M:118 B:104 L:001 U:000`

Property Details

APN / Parcel Number

Primary APN	`CAMD M:118 B:104 L:001 U:000`
Alternative APN	`3348`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,430 sqft Living Area
Gross Area	5,253 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3348
Street Address	45 CURTIS AVE
City	CAMDEN
State	ME
Zip	04843-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	104
Legal Lot Number	1
Jurisdiction	CAMDEN ME
Township / Civil Division	CAMDEN
Census Block Group	2
Census Block	2027
Census Tract	970200

Owner

45 Curtis Ave is owner-occupied and held in a trust since November 2022.

Source: Knox County and Camden Town records, as of July 30, 2026

Owner of Record	2 Trust Names on File
Mailing Address	45 CURTIS AVE, CAMDEN, ME 04843-2007
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed, Transfer
Nov 15, 2022	Deed of Trust, Mortgage · ARM CAMDEN NATIONAL BANK
Nov 8, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2022
Deed Sale	Nov 8, 2022
Deed Document Number	202210320
Deed Book / Page	5956 / 244
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN ME
Recording Date	Dec 29, 2025
Property Address	45 CURTIS AVE, CAMDEN, ME 04843-2007
Document Number	0063030325
Book / Page	6303 / 325
Instrument Date	Oct 29, 2025
Instrument	202510226
Transaction Type	Transfer
Record Updated	Jan 14, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CURTIS AVE, CAMDEN, ME 04843-2007

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN ME
Property Address	45 CURTIS AVE, CAMDEN, ME 04843-2007
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059580161
Date	Nov 15, 2022
Book Page	5958/161
Instrument	2022-10504

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Dec 1, 2027
Index	1-Year CMT

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN ME
Recording Date	Nov 8, 2022
Property Address	45 CURTIS AVE, CAMDEN, ME 04843-2007
Document Number	0059560244
Book / Page	5956 / 244
Instrument Date	Oct 25, 2022
Instrument	2022-10320
Transaction Type	Transfer
Record Updated	Nov 21, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CURTIS AVE, CAMDEN, ME 04843-2007

Tax Assessment & Valuation

The 2025 property tax bill for 45 Curtis Ave was $9,202, up 9.5% from the year before.

Source: Knox County and Camden Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Knox County
County Subdivision	Camden Town
Secondary School District	Five Town Community School District (09 - 12)
Elementary School District	School Administrative District 28 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,202.00 (+9.52%)	$800,200 (-) Land $271,200 Building $529,000
2024	$8,402.00	$800,200 Land $271,200 Building $529,000
2022	$8,002.00	$606,200 Land $95,800 Building $510,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 45 Curtis Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1980–2024)
Most Recent Claim	Mar 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Jan 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Curtis Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY CAMDEN & ROCKLAND private · serves 21,315 people · EPA ID ME0090300
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Tidewater O.P.E.N..

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