45 Cullen Ave, West Haven, CT 06516 Property Records

West Haven City property record for 45 Cullen Ave, West Haven, CT 06516

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,220 sqft · built 1991
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$186,000 (Mar 2018)
Tax Bill	$7,580 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22261`

Property Details

APN / Parcel Number

Primary APN	`22261`
Alternative APN	`WHAV M:0064 B:0130 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,220 sqft Living Area
Gross Area	2,468 sqft
1st Floor Area	1,220 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	22261
Street Address	45 CULLEN AVE
City	WEST HAVEN
State	CT
Zip	06516-1235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	130
Jurisdiction	WEST HAVEN CT
Township / Civil Division	WEST HAVEN
Census Block Group	2
Census Block	2000
Census Tract	154101

Owner

Source: West Haven City records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 CULLEN AVE, WEST HAVEN, CT 06516-1235
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 1, 2018	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2018 · Amount on Record
Deed Sale	Mar 1, 2018 · Amount on Record
Prior Sale	Dec 23, 1991 · Amount on Record
Deed Book / Page	1809 / 252
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST HAVEN CT
Property Address	45 CULLEN AVE, WEST HAVEN, CT 06516-1235
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1922-946
Date	Nov 22, 2021
Book Page	1922/946

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Dec 1, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST HAVEN CT
Recording Date	Mar 1, 2018
Property Address	45 CULLEN AVE, WEST HAVEN, CT 06516-1235
Document Number	1809-252
Book / Page	001809 / 000252
Instrument Date	Feb 28, 2018
Transaction Type	Transfer
Record Updated	Apr 3, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CULLEN AVE WEST HAVEN CT 065161235, WEST HAVEN, CT 06516-1235

Mortgage

Document Number	1809-255
Date	Mar 1, 2018
Book Page	001809/000255

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 29, 2048

Tax Assessment & Valuation

Source: West Haven City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	West Haven City
Unified School District	West Haven School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,580.00	$222,880 (+50.69%) Land $61,530 Building $161,350	$156,016 Land $43,071 Building $112,945
2024	$7,580.00 (+10.4%)
2023	$6,866.00 (+1.78%)	$147,910 (-) Land $42,630 Building $105,280
2022	$6,746.00	$147,910 Land $42,630 Building $105,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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