Garrard County property record for 45 Crow Way, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Jun 2026) |
| Tax Bill | $2,223 (2025) |
| Deeds & Mortgages | Jun 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-92 |
| Primary APN | 43-92 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|
| Exterior Material | Other |
|---|---|
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Type | Detached |
| Sewer | Connected |
|---|
| Account Number | 12680 |
|---|---|
| Street Address | 45 CROW WAY |
| City | LANCASTER |
| State | KY |
| Zip | 40444-8475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.5 AC |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 970300 |
45 Crow Way is owned and occupied by two individuals who bought it in June 2026.
Source: Garrard County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 31, LANCASTER, KY 40444-0031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2026 · Amount on File |
| Deed Sale | Jun 1, 2026 · Amount on File |
| Deed Document Number | 2026215949 |
| Deed Book / Page | 337 / 375 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Jun 1, 2026 |
| Property Address | 45 CROW WAY, LANCASTER, KY 40444-8475 |
| Document Number | 0000215949 |
| Book / Page | 337 / 375 |
| Instrument Date | May 29, 2026 |
| Instrument | 2026215949 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $44,440.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 45 Crow Way was $2,223 with a homeowner's exemption, up 3.1% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $259,000 (-) Land $29,000 Building $230,000 | $259,000 (-) Land $29,000 Building $230,000 | |
| 2025 | $2,223.00 (+3.11%) Homeowner's exemption | $259,000 (+4.02%) Land $29,000 Building $230,000 | $259,000 (+4.02%) Land $29,000 Building $230,000 |
| 2024 | $2,156.00 (-2.75%) Homeowner's exemption | $249,000 (-) Land $49,000 Building $200,000 | $249,000 (-) Land $49,000 Building $200,000 |
| 2023 | $2,217.00 (-3.69%) Homeowner's exemption | $249,000 (-) Land $49,000 Building $200,000 | $249,000 (-) Land $49,000 Building $200,000 |
| 2022 | $2,302.00 Homeowner's exemption | $249,000 Land $49,000 Building $200,000 | $249,000 Land $49,000 Building $200,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Crow Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Crow Way is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Windstream DSL | 25 / 3 |
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