45 Crosskey, Lumberton, MS 39455 Property Records

Lamar County property record for 45 Crosskey, Lumberton, MS 39455

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,396 sqft · built 2019
Lot Size	0.178 acres (7,742 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,141 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`094-18-001.007`

Property Details

APN / Parcel Number

Primary APN	`094-18-001.007`
Alternative APNs	`34906,109 1800000 00101` `34906`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,396 sqft Living Area
1st Floor Area	906 sqft
2nd Floor Area	490 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Fiber Cement Siding
Roof Type	Hip
Roof Material	Metal
Lot Area	7,742 sqft (0.178 acres)
Lot Dimensions	79 ft deep x 98 ft wide
Deck Area	704 sqft
Patio Area	704 sqft
Boat House	612 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	34906
Street Address	45 CROSSKEY
City	LUMBERTON
State	MS
Zip	39455-9347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BIG BAY LAKE COMMUNITY NEIGHBORHOOD/CROSS KEY
Legal Range	15W
Legal Township	03N
Legal Section	18
Legal Subdivision	CROSS KEY @ BIGBAY LAKE
Legal Lot Number	11
Jurisdiction	LAMAR MS
Township / Civil Division	3
Census Block Group	1
Census Block	1025
Census Tract	20501

Owner

45 Crosskey is owned by two individuals who acquired it in April 2026.

Source: Lamar County records, as of October 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	108 COLONY PL, GLUCKSTADT, MS 39110-6638
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage SOUTHERN BANCORP BANK
Jan 19, 2021	Deed of Trust, Mortgage JAMES KEVIN COOKSEY
Jun 10, 2019	Deed of Trust, Mortgage MAGNOLIA STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 15, 2026
Transfer Doc	0000306683
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR MS
Property Address	45 CROSSKEY, LUMBERTON, MS 39455
Transaction Type	Mortgage
Record Updated	Mar 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1850/578
Date	Jan 19, 2021
Book Page	1850/578

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank
Address	HATTIESBURG, MS 39402

Agreement

Amount	Amount on Record

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR MS
Property Address	45 CROSSKEY, LUMBERTON, MS 39455
Transaction Type	Mortgage
Record Updated	Mar 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1850/562
Date	Jan 19, 2021
Book Page	1850/562

Lender

Name	JAMES KEVIN COOKSEY
Type	Private Party
Address	1438 HIGHWAY 42, SUMRALL, MS 39482

Agreement

Amount	Amount on Record

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR MS
Property Address	45 CROSSKEY, LUMBERTON, MS 39455
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1741/159
Date	Jun 10, 2019
Book Page	1741/159

Lender

Name	MAGNOLIA STATE BANK
Type	Bank
Address	HATTIESBURG, MS 39402

Agreement

Amount	Amount on Record
Term	119 Months
Due	May 26, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 45 Crosskey was $4,141.

Source: Lamar County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lamar County
Unified School District	Lamar County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,141.00	$32,949	$219,660 Land $52,500 Building $167,160
2023	$3,971.00	$31,596	$210,640 Land $52,500 Building $158,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Crosskey in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 18, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	281.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Crosskey is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 94% of Mississippi
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUB WATER ASSOCIATION public/private · serves 3,260 people · EPA ID MS0460008
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Crosskey

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures