Essex County and Beverly City property record for 45 Cross St, Beverly, MA 01915
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,524 sqft · built 1990 |
| Lot Size | 0.448 acres (19,524 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $32,000 (Jun 1992) |
| Tax Bill | $9,810 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | R10 |
| Primary APN | R10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,524 sqft Living Area |
| Gross Area | 6,561 sqft |
| Basement Area | 1,768 sqft |
| Unfinished Basement | 1,768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,524 sqft (0.448 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 5376 |
|---|---|
| Street Address | 45 CROSS ST |
| City | BEVERLY |
| State | MA |
| Zip | 01915-3858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Subdivision | HARRY S & VERONICA FOSTER EDNA |
| Legal Block | 180A |
| Jurisdiction | BEVERLY MA |
| Township / Civil Division | BEVERLY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 217601 |
Source: Essex County and Beverly City records · APN R10
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 45 CROSS ST, BEVERLY, MA 01915-3858 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 26, 1992 · Amount on Record |
| Deed Sale | Jun 26, 1992 · Amount on Record |
| Last Transfer Date | Sep 18, 2024 |
| Transfer Doc | 042335-119 |
| Record Updated | Sep 20, 2026 |
Source: Essex County and Beverly City records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Beverly City |
| Unified School District | Beverly School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,810.00 (+4.91%) | $892,600 (+7.19%) Land $466,900 Building $425,700 | $927,105 |
| 2024 | $9,351.00 (+3.44%) | $832,700 (+3.72%) Land $407,000 Building $425,700 | |
| 2023 | $9,040.00 | $802,800 Land $377,100 Building $425,700 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
Based on FCC filings for 506 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BEVERLY WATER DEPT serves 47,461 people |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Nov 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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