Bergen County and Cresskill Borough property record for 45 Crest Dr N, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 1,166 sqft · built 1942 |
| Lot Size | 0.146 acres (6,360 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Jul 2019) |
| Tax Bill | $10,621 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00092-06-00012 |
| Primary APN | 08-00092-06-00012 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,166 sqft Living Area |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 6,360 sqft (0.146 acres) |
| Lot Dimensions | 106 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 143400 |
|---|---|
| Street Address | 45 CREST DR N |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-2240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 60X106 2.2LT |
| Legal Subdivision | CRESSKILL |
| Legal Block | 92.06 |
| Legal Lot Number | 12 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 8001 |
Source: Bergen County and Cresskill Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 CREST DR N, CRESSKILL, NJ 07626-2240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Jul 25, 2019 | Deed with Mortgage, Transfer · FHA Mortgage QUICKEN LNS |
| May 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LAKELAND BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2019 · Amount on Record |
| Deed Sale | Jul 25, 2019 · Amount on Record |
| Prior Sale | Jun 29, 2004 · Amount on Record |
| Deed Document Number | 201948057 |
| Deed Book / Page | 3303 / 2392 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 CREST DR N, CRESSKILL, NJ 07626-2240 |
| Document Number | 0035600777 |
| Instrument Date | Mar 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 CREST DR N CRESSKILL NJ 076262240, CRESSKILL, NJ 07626-2240 |
| Document Number | 0035600777 |
|---|---|
| Date | Apr 2, 2020 |
| Book Page | 003560/000777 |
| Instrument | 20035839 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 25, 2019 |
| Property Address | 45 CREST DR N, CRESSKILL, NJ 07626-2240 |
| Document Number | 0033032392 |
| Book / Page | 003303 / 002392 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 48057 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 CREST DR N CRESSKILL NJ 076262240, CRESSKILL, NJ 07626-2240 |
| Document Number | 33032398 |
|---|---|
| Date | Jul 25, 2019 |
| Book Page | 003303/002398 |
| Instrument | 48057 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 CREST DR N, CRESSKILL, NJ 07626-2240 |
| Document Number | 0032750482 |
| Instrument Date | May 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 CREST DR S CRESSKILL NJ 076262242, CRESSKILL, NJ 07626-2242 |
| Document Number | 0032750482 |
|---|---|
| Date | Jun 24, 2019 |
| Book Page | 003275/000482 |
| Instrument | 39741 |
| Name | LAKELAND BK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2049 |
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $549,600 (+17.41%) Land $395,200 Building $154,400 | $549,600 (+17.41%) Land $395,200 Building $154,400 | |
| 2025 | $10,621.00 (+3.27%) | $468,100 (+7.26%) Land $329,900 Building $138,200 | $468,100 (+7.26%) Land $329,900 Building $138,200 |
| 2024 | $10,285.00 (+3.31%) | ||
| 2023 | $436,400 Land $307,400 Building $129,000 | $436,400 Land $307,400 Building $129,000 | |
| 2022 | $9,955.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2021–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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