45 Crescent St, Franklin, IN 46131 Property Records

Johnson County property record for 45 Crescent St, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,240 sqft · built 1953
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Mar 2025)
Tax Bill	$1,838 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`51001144028/00`

Property Details

APN / Parcel Number

Primary APN	`51001144028/00`
Alternative APNs	`41-08-11-033-118.000-009` `00001081573`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,240 sqft Living Area
1st Floor Area	1,240 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1978
Construction Type	Wood
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	40 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001081573
Street Address	45 CRESCENT ST
City	FRANKLIN
State	IN
Zip	46131-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOCHRY ADD 1ST SEC LOT 30 MP FRANKLIN COMMUNI
Legal Subdivision	LOCHRY ADD 1ST SEC
Legal Lot Number	30
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2021
Census Tract	610900

Owner

45 Crescent St is owned and occupied by an individual who bought it in March 2025.

Source: Johnson County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	45 CRESCENT ST, FRANKLIN, IN 46131-1111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 12, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 13, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Jul 17, 2019	Personal Representative Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2025 · Amount on File
Deed Sale	Mar 12, 2025 · Amount on File
Prior Sale	May 13, 2022 · Amount on File
Deed Document Number	20254695
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	45 CRESCENT ST, FRANKLIN, IN 46131-1111
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025024426
Date	Dec 8, 2025
Instrument	2025-024426

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2056

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Mar 12, 2025
Property Address	45 CRESCENT ST, FRANKLIN, IN 46131-1111
Document Number	2025004695
Map Reference	PB 3 PG 70
Instrument Date	Feb 27, 2025
Instrument	2025-004695
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	UNKNOWN, EASY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CRESCENT ST, FRANKLIN, IN 46131-1111

Mortgage

Document Number	2025004696
Date	Mar 12, 2025
Instrument	2025-004696

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2055

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	May 13, 2022
Property Address	45 CRESCENT ST, FRANKLIN, IN 46131-1111
Document Number	2022011178
Map Reference	PB 3 PG 70
Instrument Date	Apr 22, 2022
Instrument	2022-011178
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8112 S EAST ST, INDIANAPOLIS, IN 46227-2726
Investor	Possibly a Property Investor

Mortgage

Document Number	2022011179
Date	May 13, 2022
Instrument	2022-011179

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	JOHNSON IN
Recording Date	Jul 17, 2019
Property Address	45 CRESCENT ST, FRANKLIN, IN 46131-1111
Document Number	2019014626
Map Reference	PB 3 PG 70
Instrument Date	Jun 28, 2019
Instrument	2019-014626
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 W KING ST, FRANKLIN, IN 46131-1636

Mortgage

Document Number	2019014628
Date	Jul 17, 2019
Instrument	2019-014628

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 45 Crescent St was $1,838, down 45.3% from the year before.

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,838.00 (-45.27%)	$182,800 (+20.5%) Land $20,000 Building $162,800	$182,800 (+20.5%) Land $20,000 Building $162,800
2024	$3,358.00 (-4.14%)	$151,700 (+3.9%) Land $20,400 Building $131,300	$151,700 (+3.9%) Land $20,400 Building $131,300
2023	$3,503.00 (-9.62%)	$146,000 (+1.39%) Land $20,400 Building $125,600	$146,000 (+1.39%) Land $20,400 Building $125,600
2022	$3,876.00	$144,000 Land $20,400 Building $123,600	$144,000 Land $20,400 Building $123,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Crescent St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 65 policies
Nearby Flood Policies	65 in force
Nearby Flood Claims	13 (1998–2025)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Apr 2025
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Crescent St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: JC Fiber.

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