Kane County property record for 45 Creekside Cir, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,946 sqft · built 1987 |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Sep 2021) |
| Tax Bill | $6,617 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-32-400-198 |
| Primary APN | 03-32-400-198 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,946 sqft Living Area |
| Gross Area | 3,511 sqft |
| 1st Floor Area | 1,466 sqft |
| Basement Area | 1,072 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Garage Type | Attached |
| Garage Area | 493 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 45 CREEKSIDE CIR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-1212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTURY OAKS WEST ; LOT X BUILDING 24 SUBDIVISION: CENTURY OAKS WEST RANGE CODE: 8 E TWSHP 42N |
| Legal Subdivision | CENTURY OAKS WEST |
| Legal Block | 3 |
| Legal Lot Number | X |
| Jurisdiction | KANE IL |
| Township / Civil Division | DUNDEE |
| Census Block Group | 3 |
| Census Block | 3049 |
| Census Tract | 850600 |
45 Creekside Cir is owned and occupied by an individual who bought it in September 2021.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 CREEKSIDE CIR, ELGIN, IL 60123-1212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2021 · Amount on File |
| Deed Sale | Sep 7, 2021 · Amount on File |
| Prior Sale | Jul 13, 2007 · Amount on File |
| Deed Document Number | 202168027 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 7, 2021 |
| Property Address | 45 CREEKSIDE CIR, ELGIN, IL 60123-1212 |
| Document Number | 0000068027 |
| Instrument Date | Sep 2, 2021 |
| Instrument | 2021K068027 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 CREEKSIDE CIR, ELGIN, IL 60123-1212 |
| Document Number | 0000068028 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 2021K068028 |
| Name | A & N MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
The 2025 property tax bill for 45 Creekside Cir was $6,617 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Dundee Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,617.00 Homeowner's exemption | $90,445 (+9.42%) Land $9,160 Building $81,285 | $271,444 (+9.42%) Land $27,491 Building $243,953 |
| 2024 | $82,658 Land $8,371 Building $74,287 | $248,073 Land $25,123 Building $222,950 | |
| 2022 | $5,390.00 (-6.29%) Homeowner's exemption | $64,645 (+5.91%) Land $7,532 Building $57,113 | $193,935 (+5.91%) Land $22,596 Building $171,339 |
| 2021 | $5,752.00 | $61,038 Land $7,112 Building $53,926 | $183,114 Land $21,336 Building $161,778 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 45 Creekside Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2002–2007) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2007 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Creekside Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet.
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