Morgan County property record for 45 Cramer Pl, Martinsville, IN 46151
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,758 sqft · built 1975 |
| Lot Size | 0.475 acres (20,691 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,369 (2025) |
| Deeds & Mortgages | Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-09-34-295-005.000-021 |
| Primary APN | 55-09-34-295-005.000-021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,758 sqft Living Area |
| 1st Floor Area | 1,758 sqft |
| Basement Area | 1,706 sqft |
| Finished Basement | 400 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 20,691 sqft (0.475 acres) |
| Lot Dimensions | 157 ft deep x 137 ft wide |
| Terrain | High |
| Garage Type | Mixed |
| Garage Area | 888 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00001037315 |
|---|---|
| Street Address | 45 CRAMER PL |
| City | MARTINSVILLE |
| State | IN |
| Zip | 46151-1328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 200 SHIREMAN ESTATES 2ND SEC |
| Legal Subdivision | SHIREMAN ESTATES 2ND SEC |
| Legal Lot Number | 200 |
| Jurisdiction | MORGAN IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 510703 |
Source: Morgan County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 CRAMER PL, MARTINSVILLE, IN 46151-1328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN IN |
| Property Address | 45 CRAMER PL, MARTINSVILLE, IN 46151-1328 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201906522 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 201906522 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Morgan County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Morgan County |
| County Subdivision | Washington Township |
| Municipality | Martinsville City |
| Unified School District | Martinsville Schools Metropolitan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,369.00 (-4.26%) Homeowner's exemption | $320,500 (+0.56%) Land $43,600 Building $276,900 | $320,500 (+0.56%) Land $43,600 Building $276,900 |
| 2024 | $3,519.00 (-2.2%) Homeowner's exemption | $318,700 (-) Land $43,600 Building $275,100 | $318,700 (-) Land $43,600 Building $275,100 |
| 2023 | $3,598.00 (+18.79%) | $318,700 (+19.77%) Land $43,600 Building $275,100 | $318,700 (+19.77%) Land $43,600 Building $275,100 |
| 2022 | $3,029.00 | $266,100 Land $43,600 Building $222,500 | $266,100 Land $43,600 Building $222,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTINSVILLE WATER UTILITY serves 15,000 people · EPA ID IN5255009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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