45 County Road Ln, Morehead, KY 40351 Property Records

Rowan County property record for 45 County Road Ln, Morehead, KY 40351

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,680 sqft · built 2001
Owner	2 Individual Names on File
Tax Bill	$270 (2025)
Flood Zone	Zone X (minimal risk)
APN	`060-00 00 044.03`

Property Details

APN / Parcel Number

Primary APN	`060-00 00 044.03`
Alternative APNs	`1097` `1029` `973`

Interior

Full Baths	1 Bath
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 2001

Location & Zoning

Account Number	1097
Street Address	45 COUNTY ROAD LN
City	MOREHEAD
State	KY
Zip	40351-9528
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	2001 28X60 DW & LOT COUNTRY ROAD LANE
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1023
Census Tract	950202

Owner

45 County Road Ln, a mobile home, is owned and occupied by two individuals.

Source: Rowan County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 COUNTY ROAD LN, MOREHEAD, KY 40351-9528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000019774
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 45 County Road Ln was $270.

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$270.00	$32,270 Land $5,000 Building $27,270	$32,270 Land $5,000 Building $27,270
2023	$274.00	$32,270 Land $5,000 Building $27,270	$32,270 Land $5,000 Building $27,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 County Road Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 County Road Ln is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20