45 County Rd, Deerfield, MA 01342 Property Records

Franklin County and Deerfield Town property record for 45 County Rd, Deerfield, MA 01342 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,074 sqft · built 1988
Lot Size	1.32 acres (57,512 sqft)
Owner	Individual Name on File
Tax Bill	$4,528 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit
APN	`DEER M:69 L:60`

Property Details

APN / Parcel Number

Primary APN	`DEER M:69 L:60`
Alternative APNs	`M:0008 B:0000 L:0124` `8 0 124`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,074 sqft Living Area
Gross Area	2,114 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Split Foyer
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	57,512 sqft (1.32 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	8 0 124
Street Address	45 COUNTY RD
City	DEERFIELD
State	MA
Zip	01342-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	60
Jurisdiction	DEERFIELD MA
Township / Civil Division	DEERFIELD
Census Block Group	2
Census Block	2004
Census Tract	40900

Owner

Source: Franklin County and Deerfield Town records · APN DEER M:69 L:60

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 COUNTY RD, DEERFIELD, MA 01342-9702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEERFIELD MA
Property Address	45 COUNTY RD, DEERFIELD, MA 01342-9702
Document Number	7147-169
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7147-169
Date	Jan 12, 2018
Book Page	007147/000169
Instrument	287

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County and Deerfield Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Deerfield Town
Elementary School District	Deerfield School District (PK - 06)
Secondary School District	Frontier School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,528.00 (+3.83%)	$341,700 (+8.51%) Land $133,700 Building $208,000
2024	$4,361.00 (+9.35%)	$314,900 (+18.21%) Land $121,500 Building $193,400	$338,770
2023	$3,988.00	$266,400 Land $95,400 Building $171,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250110409002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Nearby Flood Policies	4 in force 4 of 4 on primary residences
Nearby Flood Claims	2 (1979–1983)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1983, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.