45 Coult Ln, Old Lyme, CT 06371 Property Records

Old Lyme Town property record for 45 Coult Ln, Old Lyme, CT 06371

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,284 sqft · built 1969
Lot Size	1.83 acres (80,000 sqft)
Owner	Individual Name on Record
Last Sale	$675,000 (Jun 2024)
Tax Bill	$6,856 (2025)
Deeds & Mortgages	Jun 2024 Sale & Mortgage May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OLYM M:32 L:5`

Property Details

APN / Parcel Number

Primary APN	`OLYM M:32 L:5`
Alternative APNs	`00154900` `154900`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,284 sqft Living Area
Gross Area	4,564 sqft
Basement Area	1,284 sqft
Unfinished Basement	1,284 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,000 sqft (1.83 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	154900
Street Address	45 COULT LN
City	OLD LYME
State	CT
Zip	06371-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU80
Legal Lot Number	5
Jurisdiction	OLD LYME CT
Township / Civil Division	OLD LYME
Census Block Group	2
Census Block	2009
Census Tract	660101

Owner

Source: Old Lyme Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 COULT LN, OLD LYME, CT 06371-1105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
May 16, 2023	Warranty Deed, Transfer
Jul 5, 2022	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2024 · Amount on Record
Deed Sale	Jun 24, 2024 · Amount on Record
Prior Sale	May 16, 2023 · Amount on Record
Deed Book / Page	461 / 710
Record Updated	Oct 29, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD LYME CT
Recording Date	Jun 24, 2024
Property Address	45 COULT LN, OLD LYME, CT 06371-1105
Document Number	000461-710
Book / Page	461 / 710
Instrument Date	Jun 21, 2024
Transaction Type	Transfer
Record Updated	Jul 11, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000461713
Date	Jun 24, 2024
Instrument	461/713

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD LYME CT
Recording Date	May 16, 2023
Property Address	45 COULT LN, OLD LYME, CT 06371-1105
Document Number	000455-804
Book / Page	455 / 804
Instrument Date	May 8, 2023
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 NEPTUNE DR, GROTON, CT 06340-5424

July 2022: Foreclosure

Document Type	Foreclosure
Jurisdiction	OLD LYME CT
Recording Date	Jul 5, 2022
Property Address	45 COULT LN, OLD LYME, CT 06371-1105
Document Number	000451-663
Book / Page	451 / 663
Instrument Date	Jun 30, 2022
Transaction Type	Foreclosure
Record Updated	Jul 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Old Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Lyme Town
Unified School District	Regional School District 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,856.00	$422,400 (+56.21%) Land $135,700 Building $286,700	$295,680 Land $94,990 Building $200,690
2024	$6,856.00 (+7.9%)
2023	$6,354.00	$270,400 (-) Land $109,500 Building $160,900
2022	$6,354.00	$270,400 Land $109,500 Building $160,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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