45 Cotton Ln, Ferrum, VA 24088 Property Records

Franklin County property record for 45 Cotton Ln, Ferrum, VA 24088 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1959
Square Footage	1,960 sqft Living Area
Lot Size	3,920,400 sqft (90 acres)
Tax Bill	$665.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`101 00-035 00`
Alternative APN	`28835`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,960 sqft Living Area
Gross Area	2,528 sqft Gross Area
1st Floor	1,960 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Ceramic Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1959
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Metal Roof
Lot Area	3,920,400 sqft (90 acres)
Shed	1 Shed
Porch Area	568 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	None Cooling
Heating System	Space Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Spring/Creek Water Source

Location & Zoning

Account Number	28835
Street Address	45 COTTON LN
City	FERRUM
State	VA
Zip	24088
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TOWN CREEK
Legal Subdivision	TOWN CREEK
Jurisdiction	FRANKLIN VA
Minor Civil Division	BLUE RIDGE
Census Blockgroup	2
Census Block	2025
Census Tract	20701

Owner

Source: Franklin County records · APN 101 00-035 00

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	271 OAK RIDGE DR, BASSETT, VA 24055-5937
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN VA
Recording Date	Feb 22, 2018
Property Address	45 COTTON LN, FERRUM, VA 24088-4180
Document Number	0011042795
Book / Page	001104 / 002795
Instrument Date	Feb 22, 2018
Instrument	1101
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 OAK RIDGE DR BASSETT VA 240555937, BASSETT, VA 24055-5937

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$665.00 (-0.89%)	$250,600 (+21.47%) Land $142,100 Building $108,500	$250,600 (+21.47%) Land $142,100 Building $108,500
2023	$671.00	$206,300 (-) Land $139,100 Building $67,200	$206,300 (-) Land $139,100 Building $67,200
2022		$206,300 Land $139,100 Building $67,200	$206,300 Land $139,100 Building $67,200

Flood & Wildfire

45 Cotton Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Franklin County (51067C), updated January 6, 2010

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 29th in Virginia
Wildfire Likelihood	Low — about 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.