Barnstable County and Truro Town property record for 45 Cormorant Rd, Truro, MA 02666
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,924 sqft · built 1994 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $214,000 (Oct 2012) |
| Tax Bill | $16,772 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | TRUR 000042-000258 |
| Primary APN | TRUR 000042-000258 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,924 sqft Living Area |
| Gross Area | 5,294 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 40,511 sqft (0.93 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1838 |
|---|---|
| Street Address | 45 CORMORANT RD |
| City | TRURO |
| State | MA |
| Zip | 02666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDE |
| Jurisdiction | TRURO MA |
| Township / Civil Division | TRURO |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 10208 |
Source: Barnstable County and Truro Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 460 PEDDLERS RD, GUILFORD, CT 06437-2397 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Sep 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FEDERAL SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2012 · Amount on Record |
| Deed Sale | Oct 23, 2012 · Amount on Record |
| Prior Sale | Nov 5, 1992 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRURO MA |
| Recording Date | Jun 8, 2026 |
| Property Address | 45 CORMORANT RD, TRURO, MA 02666 |
| Document Number | 0001545412 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 20261545412 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001545412, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 20261545412 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRURO MA |
| Property Address | 45 CORMORANT RD, TRURO, MA 02666 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001439853 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 1439853 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Barnstable County and Truro Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Truro Town |
| Elementary School District | Truro School District (PK - 06) |
| Secondary School District | Nauset/Provincetown School Districts in Turo (7-12) (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,772.00 (+5.15%) | $2,713,900 (+1.92%) Land $1,717,100 Building $996,800 | $3,224,205 |
| 2024 | $15,950.00 (+7.05%) | $2,662,800 (+16.89%) Land $1,700,100 Building $962,700 | |
| 2023 | $14,899.00 | $2,278,100 Land $1,478,200 Building $799,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 6 (1990–2018) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jan 2018 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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