Hampden County and Springfield City property record for 45 Copley Ter, #47, Springfield, MA 01107
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,516 sqft · built 1919 |
| Lot Size | 0.204 acres (8,908 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,000 (Oct 2022) |
| Tax Bill | $4,811 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:03210 P:0008 |
| Primary APN | SPRI S:03210 P:0008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,516 sqft Living Area |
| 1st Floor Area | 1,258 sqft |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Lot Area | 8,908 sqft (0.204 acres) |
| Garage Type | Detached |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 32100008 |
|---|---|
| Street Address | 45 COPLEY TER, 47 |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01107-1707 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 800900 |
45 Copley Ter, #47 is owned by an individual who bought it in October 2022.
Source: Hampden County and Springfield City records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 47 COPLEY TER, SPRINGFIELD, MA 01107-1707 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2022 | Quit Claim Deed, Transfer · FHA Mortgage NORCOM MORTGAGE |
| Jan 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Apr 4, 2017 | Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2022 · Amount on File |
| Deed Sale | Oct 4, 2022 · Amount on File |
| Prior Sale | Mar 6, 2009 · Amount on File |
| Deed Document Number | 202259560 |
| Deed Book / Page | 24753 / 119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Oct 4, 2022 |
| Property Address | 45-47 COPLEY TER, SPRINGFIELD, MA 01107 |
| Document Number | 024753-119 |
| Book / Page | 24753 / 119 |
| Instrument Date | Oct 4, 2022 |
| Instrument | 59560 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 47 COPLEY TER, SPRINGFIELD, MA 01107-1707 |
| Document Number | 0000059561 |
|---|---|
| Date | Oct 4, 2022 |
| Instrument | 59561 |
| Name | NORCOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 45-47 COPLEY TER, SPRINGFIELD, MA 01107 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0024377-38 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 24377/38 |
| Instrument | 5708 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 45-47 COPLEY TER, SPRINGFIELD, MA 01107 |
| Document Number | 21636-88 |
| Book / Page | 021636 / 000088 |
| Instrument Date | Apr 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2017 |
| Name | Verified Name |
|---|
| Document Number | 21636-88 |
|---|---|
| Date | Apr 11, 2017 |
| Book Page | 021636/000088 |
| Instrument | 19021 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 10, 2047 |
The 2025 property tax bill for 45 Copley Ter, #47 was $4,811.
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,811.00 | $306,800 Land $31,800 Building $275,000 |
| 2023 | $3,930.00 | $230,500 Land $29,000 Building $201,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 45 Copley Ter, #47 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 45 Copley Ter, #47 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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