Bergen County and Teaneck Township property record for 45 Copley Ave, Teaneck, NJ 07666
| Property Type | Single Family Home |
|---|---|
| Details | 3,216 sqft · built 1952 |
| Lot Size | 0.447 acres (19,454 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $18,822 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-03112-01-00061 |
| Primary APN | 60-03112-01-00061 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,216 sqft Living Area |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 19,454 sqft (0.447 acres) |
| Lot Dimensions | 256 ft deep x 76 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 029866 |
|---|---|
| Street Address | 45 COPLEY AVE |
| City | TEANECK |
| State | NJ |
| Zip | 07666-4103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 76X256 |
| Legal Subdivision | RICHARD & CISSILIN AJ COPLEY F |
| Legal Block | 3112 |
| Legal Lot Number | 61 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | TEANECK |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 54602 |
45 Copley Ave is owned and occupied by two individuals who acquired it in July 2015.
Source: Bergen County and Teaneck Township records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 COPLEY AVE, TEANECK, NJ 07666-4103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Dec 20, 2016 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 2, 2015 |
| Transfer Doc | 0020061512 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 COPLEY AVE, TEANECK, NJ 07666-4103 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0057591740 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | 5759/1740 |
| Instrument | 2026021088 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 COPLEY AVE, TEANECK, NJ 07666-4103 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039680686 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 3968/686 |
| Instrument | 2021022663 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 COPLEY AVE, TEANECK, NJ 07666-4103 |
| Document Number | 0025580332 |
| Instrument Date | Dec 20, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 45 COPLEY AVE TEANECK NJ 076664103, TEANECK, NJ 07666-4103 |
| Document Number | 0025580332 |
|---|---|
| Date | Mar 9, 2017 |
| Book Page | 002558/000332 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 8, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 45 Copley Ave was $18,822, up 4.9% from the year before.
Source: Bergen County and Teaneck Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Teaneck Township |
| Unified School District | Teaneck Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $821,200 (-) Land $344,500 Building $476,700 | $821,200 (-) Land $344,500 Building $476,700 | |
| 2025 | $18,822.00 (+4.95%) | $821,200 Land $344,500 Building $476,700 | $821,200 Land $344,500 Building $476,700 |
| 2024 | $17,935.00 | ||
| 2023 | $550,500 Land $224,500 Building $326,000 | $550,500 Land $224,500 Building $326,000 | |
| 2022 | $17,819.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Copley Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Copley Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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