45 Cooper Rd, Monticello, NY 12701 Property Records

Sullivan County and Thompson Town property record for 45 Cooper Rd, Monticello, NY 12701

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,468 sqft · built 1988
Lot Size	6.66 acres (290,110 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,062 (2025)
Flood Zone	Zone X (minimal risk)
APN	`484689 11.-1-31.4`

Property Details

APN / Parcel Number

Primary APN	`484689 11.-1-31.4`
Alternative APN	`4689011 0001031004`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,468 sqft Living Area
1st Floor Area	1,500 sqft
2nd Floor Area	750 sqft
Upper Floors Area	218 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	290,110 sqft (6.66 acres)
Garage Type	Mixed
Garage Area	1,920 sqft
Parking Spaces	10 Parking Spaces
Porch	Slab
Porch Area	907 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	45 COOPER RD
City	MONTICELLO
State	NY
Zip	12701-3508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HC2 / RR2
Legal Block	1
Legal Lot Number	31.004
Jurisdiction	SULLIVAN NY
Township / Civil Division	THOMPSON
Census Block Group	2
Census Block	2017
Census Tract	951600

Owner

45 Cooper Rd is owned and occupied by two individuals.

Source: Sullivan County and Thompson Town records, as of April 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 COOPER RD, MONTICELLO, NY 12701-3508
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 45 Cooper Rd was $11,062 with exemptions applied.

Source: Sullivan County and Thompson Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Sullivan County
County Subdivision	Thompson Town
Unified School District	Monticello Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,062.00	$272,300 Land $32,200 Building $240,100	$670,690 Land $79,310 Building $591,380
2023		$272,300 Land $32,200 Building $240,100	$544,600 Land $64,400 Building $480,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Cooper Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1980–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Cooper Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20