45 Concord St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 45 Concord St, Concord, NH 03301

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	built 1900
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Nov 2009)
Tax Bill	$8,774 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:33 B:2 L:2`

Property Details

APN / Parcel Number

Primary APN	`M:33 B:2 L:2`
Alternative APN	`CNCD M:7414Z B:127`

Interior

Total Rooms	6 Rooms
Stories	1 Story

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Lot Area	6,098 sqft (0.14 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	45 CONCORD ST
City	CONCORD
State	NH
Zip	03301-3606
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	RD
Legal Block	127
Legal Lot Number	2
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3014
Census Tract	32900

Owner

Source: Merrimack County and Concord City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1295, CONCORD, NH 03302-1295
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Jan 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2009 · Amount on Record
Deed Sale	Nov 13, 2009 · Amount on Record
Prior Sale	Jan 31, 2000 · Amount on Record
Deed Book / Page	3164 / 1785
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Recording Date	Jul 6, 2026
Property Address	45 CONCORD ST, CONCORD, NH 03301-3606
Document Number	0000010768
Book / Page	3935 / 1966
Instrument Date	Jun 30, 2026
Instrument	202610768
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CONCORD ST, CONCORD, NH 03301-3606

Mortgage

Document Number	0000010768,
Date	Jul 6, 2026
Book Page	3935/1966
Instrument	202610768

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	45 CONCORD ST, CONCORD, NH 03301-3606
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001686
Date	Jan 24, 2022
Book Page	3778/2629
Instrument	202200001686

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,774.00 (+8.41%)	$301,400 (+0.03%) Land $89,800 Building $211,600
2023	$8,093.00 (+3.74%)	$301,300 (-) Land $89,700 Building $211,600	$392,540
2022	$7,801.00	$301,300 Land $89,700 Building $211,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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