Wethersfield Town property record for 45 Concord Cir, Wethersfield, CT 06109
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,190 sqft · built 1951 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,580 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WETH M:065 B:006 |
| Primary APN | WETH M:065 B:006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,190 sqft Living Area |
| Gross Area | 1,496 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 65006 |
|---|---|
| Street Address | 45 CONCORD CIR |
| City | WETHERSFIELD |
| State | CT |
| Zip | 06109-1412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Block | 6 |
| Jurisdiction | WETHERSFIELD CT |
| Township / Civil Division | WETHERSFIELD |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 492300 |
Source: Wethersfield Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 CONCORD CIR, WETHERSFIELD, CT 06109-1412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK AND TRUST COMPANY |
| Jul 21, 2020 | Deed of Trust, Mortgage · Balloon Mortgage NUTMEG STATE CREDIT UNION |
| Jul 21, 2020 | Deed of Trust, Mortgage · Balloon Mortgage NUTMEG STATE CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WETHERSFIELD CT |
| Recording Date | Jun 8, 2026 |
| Property Address | 45 CONCORD CIR, WETHERSFIELD, CT 06109-1412 |
| Document Number | 002194-106 |
| Book / Page | 2194 / 106 |
| Instrument Date | May 15, 2026 |
| Instrument | 20261305 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 45 CONCORD CIR, WETHERSFIELD, CT 06109-1412 |
| Document Number | 0000001305, |
|---|---|
| Date | Jun 8, 2026 |
| Book Page | 2194/106 |
| Instrument | 20261305 |
| Name | MANUFACTURERS BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WETHERSFIELD CT |
| Property Address | 45 CONCORD CIR, WETHERSFIELD, CT 06109-1412 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2107-768 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 2107/768 |
| Instrument | 2020002425 |
| Name | NUTMEG STATE CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 205 Months |
| Due | Aug 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WETHERSFIELD CT |
| Property Address | 45 CONCORD CIR, WETHERSFIELD, CT 06109-1412 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2107-758 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 2107/758 |
| Instrument | 2020002424 |
| Name | NUTMEG STATE CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 97 Months |
| Due | Aug 1, 2028 |
Source: Wethersfield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Wethersfield Town |
| Unified School District | Wethersfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,580.00 | $208,150 (+69.6%) Land $94,370 Building $113,780 | $145,705 Land $66,059 Building $79,646 |
| 2024 | $8,580.00 (+67.32%) | ||
| 2023 | $5,128.00 (+1.71%) | $122,730 (-) Land $63,760 Building $58,970 | |
| 2022 | $5,042.00 | $122,730 Land $63,760 Building $58,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 92% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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