45 Concierto, Irvine, CA 92620 Property Records

Orange County property record for 45 Concierto, Irvine, CA 92620

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 2,143 sqft · built 2005
Owner	2 Individual Names on File
Last Sale	$1,330,000 (Feb 2022)
Tax Bill	$17,604 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`931-924-66`

Property Details

APN / Parcel Number

Primary APN	`931-924-66`
Alternative APN	`551-281-39`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,143 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	45 CONCIERTO
City	IRVINE
State	CA
Zip	92620-3408
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 16533 BLK LOT 7 UN 81 TRACT 16533, LOT 7 OF PROJECT 931-92 LOCATED ON
Legal Subdivision	TREO
Legal Tract	16533
Legal Lot Number	7
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2013
Census Tract	52431

Owner

45 Concierto, a condominium, is owned and occupied by two individuals who bought it in February 2022.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 CONCIERTO, IRVINE, CA 92620-3408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Sep 23, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2022 · Amount on File
Deed Sale	Feb 14, 2022 · Amount on File
Prior Sale	Sep 29, 2010 · Amount on File
Deed Document Number	202260002
Prior Transfer Date	Sep 24, 2010
Prior Transfer Doc	0000487784
Record Updated	Oct 29, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 14, 2022
Property Address	45 CONCIERTO, IRVINE, CA 92620-3408
Document Number	0000060002
Map Reference	MB 861 PG 1-5
Instrument Date	Jan 27, 2022
Instrument	2022000060002
Transaction Type	Transfer
Record Updated	Feb 24, 2022
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	45 CONCIERTO, IRVINE, CA 92620-3408

Mortgage

Document Number	0000060003
Date	Feb 14, 2022
Instrument	2022000060003

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Mar 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	Other
Max Rate	7.87%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Sep 23, 2021
Property Address	45 CONCIERTO, IRVINE, CA 92620-3408
Document Number	0000590987
Map Reference	MB 861 PG 1-5
Instrument Date	Sep 13, 2021
Instrument	2021000590987
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6 TANDEO DR, RANCHO MISSION VIEJO, CA 92694-1590

Tax Assessment & Valuation

The 2025 property tax bill for 45 Concierto was $17,604 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,439,634 (+2%) Land $1,072,476 Building $367,158
2025	$17,604.00 Homeowner's exemption	$1,411,406 Land $1,051,447 Building $359,959
2023	$16,913.00 (+64.92%) Homeowner's exemption	$1,356,600 Land $1,010,618 Building $345,982
2022	$10,255.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 45 Concierto in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Concierto is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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