45 Commonwealth Ave, Salisbury, MA 01952 Property Records

Essex County and Salisbury Town property record for 45 Commonwealth Ave, Salisbury, MA 01952

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1993
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$337,500 (Nov 2019)
Tax Bill	$14,092 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Nov 2018 Mortgage
Flood Zone	Zone VE (high risk)
APN	`3200-XXV`

Property Details

APN / Parcel Number

Primary APN	`3200-XXV`
Alternative APN	`SALI M:36 P:65`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	3,120 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,998 sqft (0.138 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3200-XXV
Street Address	45 COMMONWEALTH AVE
City	SALISBURY
State	MA
Zip	01952-1728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Jurisdiction	SALISBURY MA
Township / Civil Division	SALISBURY
Census Block Group	2
Census Block	2001
Census Tract	267103

Owner

Source: Essex County and Salisbury Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	554 N END BLVD, SALISBURY, MA 01952-1739
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2019	Quit Claim Deed, Transfer · Conventional Mortgage BAY ST SVGS BK
Nov 23, 2018	Deed of Trust, Mortgage · FHA Mortgage ONE REVERSE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Prior Sale	Feb 15, 2012
Deed Document Number	2019607679
Prior Transfer Date	Nov 25, 2019
Prior Transfer Doc	0000607679
Record Updated	Oct 29, 2026

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALISBURY MA
Recording Date	Nov 26, 2019
Property Address	45 COMMONWEALTH AVE, SALISBURY, MA 01952-1728
Document Number	0000607679
Instrument Date	Nov 25, 2019
Instrument	607679
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,539.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 COMMONWEALTH AVE SALISBURY MA 019521728, SALISBURY, MA 01952-1728

Mortgage

Document Number	607680
Date	Nov 26, 2019
Instrument	607680

Lender

Name	BAY ST SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALISBURY MA
Property Address	45 COMMONWEALTH AVE, SALISBURY, MA 01952-1728
Document Number	0000598156
Instrument Date	Nov 23, 2018
Transaction Type	Mortgage
Record Updated	Jan 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 COMMONWEALTH AVE SALISBURY MA 019521728, SALISBURY, MA 01952-1728

Mortgage

Document Number	0000598156
Date	Dec 11, 2018
Instrument	598156

Lender

Name	ONE REVERSE MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	852 Months
Due	Dec 10, 2089

Tax Assessment & Valuation

Source: Essex County and Salisbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Salisbury Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,092.00 (+3.99%)	$1,398,000 (+7.81%) Land $1,088,400 Building $309,600	$1,255,921
2024	$13,551.00 (+6.24%)	$1,296,700 (+9.8%) Land $989,400 Building $307,300
2023	$12,755.00	$1,181,000 Land $904,600 Building $276,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	17.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 297 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	444 units insured incl. 147 condo units
Nearby Flood Claims	27 (1991–2024)
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY WATER DIVISION serves 9,334 people · EPA ID MA3259000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Breezeline Fiber	1,000 / 1,000

May also be available: Fidium Fiber, Verizon.

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