Bergen County and Garfield City property record for 45 Commerce St, Garfield, NJ 07026
| Property Type | Religious, Church, Worship (Synagogue, Temple, Parsonage) |
|---|---|
| Lot Size | 0.258 acres (11,217 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,200,000 (Aug 2004) |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00052-0000-00034 |
| Primary APN | 21-00052-0000-00034 |
|---|---|
| Alternative APNs |
|
| Lot Area | 11,217 sqft (0.258 acres) |
|---|
| Account Number | 001041 |
|---|---|
| Street Address | 45 COMMERCE ST |
| City | GARFIELD |
| State | NJ |
| Zip | 07026 |
| Property Category | Other |
| Property Type | Other > Religious, Church, Worship (Synagogue, Temple, Parsonage) |
| Local Zoning Code | 1 |
| Legal Description | 11218 SF CHURCH |
| Legal Subdivision | HANLEY & MARLO ORNSTEIN |
| Legal Block | 52 |
| Legal Lot Number | 34 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 21600 |
45 Commerce St is owned by a company that bought it in August 2004.
Source: Bergen County and Garfield City records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 135 FORT LEE RD, 304, LEONIA, NJ 07605-2287 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2004 · Amount on File |
| Deed Sale | Aug 26, 2004 · Amount on File |
| Deed Book / Page | 8736 / 5 |
| Record Updated | Sep 20, 2026 |
Source: Bergen County and Garfield City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $190,500 (-) Land $141,100 Building $49,400 | $190,500 (-) Land $141,100 Building $49,400 |
| 2025 | $190,500 Land $141,100 Building $49,400 | $190,500 Land $141,100 Building $49,400 |
| 2023 | $190,500 Land $141,100 Building $49,400 | $190,500 Land $141,100 Building $49,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 45 Commerce St in Zone X, an area of minimal flood risk, though there have been 81 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 81 (1980–2021) |
| Claims Outside the SFHA | 8 of 81 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 45 Commerce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: AT&T, T-Mobile.
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