45 Colonial Cir, Unit D, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 45 Colonial Cir, Unit D, Chicopee, MA 01020

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 755 sqft · built 1960
Lot Size	0.544 acres (23,735 sqft)
Owner	Individual Name on File
Last Sale	$58,000 (Mar 2013)
Tax Bill	$2,173 (2026)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`284-0045D`

Property Details

APN / Parcel Number

Primary APN	`284-0045D`
Alternative APN	`CHIC M:0284 P:0045D`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Units	4 Units
Stories	1 Story
Building Area	755 sqft Living Area
Gross Area	1,510 sqft
1st Floor Area	755 sqft
Basement Area	755 sqft
Unfinished Basement	755 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,735 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	284-0045D
Street Address	45 COLONIAL CIR, D
City	CHICOPEE
State	MA
Zip	01020-1948
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	208
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3009
Census Tract	810601

Owner

45 Colonial Cir, Unit D is owned and occupied by an individual who bought it in March 2013.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	45 COLONIAL CIR, D, CHICOPEE, MA 01020-1948
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2013 · Amount on File
Deed Sale	Mar 27, 2013 · Amount on File
Prior Sale	Mar 27, 2013 · Amount on File
Deed Document Number	201319016
Deed Book / Page	19745 / 473
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	45 COLONIAL CIR UNIT D, D, CHICOPEE, MA 01020-1948
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23332-530
Date	Jul 28, 2020
Book Page	23332/530
Instrument	40572

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 45 Colonial Cir, Unit D was $2,173, up 12.4% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,173.00 (+12.42%)	$142,600 (+11.84%) Building $142,600	$157,324 (+12.5%)
2025	$1,933.00 (+12.51%)	$127,500 (+9.54%) Building $127,500	$139,840
2024	$1,718.00 (+2.87%)	$116,400 (+5.63%) Building $116,400
2023	$1,670.00	$110,200 Building $110,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Colonial Cir, Unit D in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Colonial Cir, Unit D is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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