Charleston County property record for 45 Colleton Dr, Charleston, SC 29407
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,941 sqft · built 1944 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $770,000 (May 2026) |
| Tax Bill | $2,091 (2025) |
| Deeds & Mortgages | Mar 2025 Line of Credit May 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 421-01-00-130 |
| Primary APN | 421-01-00-130 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,941 sqft Living Area |
| 1st Floor Area | 1,332 sqft |
| Upper Floors Area | 609 sqft |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Architectural Style | Cottage |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 65 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 45 COLLETON DR |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29407-7337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -BYRNES DOWN DESCRIPTION -LT 13 BLK S |
| Legal Subdivision | BYRNES DOWN |
| Legal Block | S |
| Legal Lot Number | 13 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | WEST ASHLEY |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 3000 |
Source: Charleston County records · APN 421-01-00-130
Assessment roll updated August 1, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 COLLETON DR, CHARLESTON, SC 29407-7337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 31, 2025 | Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BANK NA |
| May 08, 2026 | Deed, Transfer · Conventional Mortgage TD BANK |
| Jun 17, 2020 | Deed of Trust, Mortgage · Conventional with PMI SOUTH ST BK |
| Oct 06, 2017 | Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 08, 2026 · Amount on Record |
| Deed Sale | May 08, 2026 · Amount on Record |
| Prior Sale | Oct 06, 2017 · Amount on Record |
| Deed Book / Page | 1387 / 973 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 45 COLLETON DR, CHARLESTON, SC 29407-7337 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2026 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Name | Verified Name |
|---|---|
| Address | 45 COLLETON DR, CHARLESTON, SC 29407-7337 |
| Document Number | 0013040321 |
|---|---|
| Date | Mar 31, 2025 |
| Book Page | 1304/321 |
| Name | SOUTHERN FIRST BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 26, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | May 08, 2026 |
| Property Address | 45 COLLETON DR, CHARLESTON, SC 29407-7337 |
| Document Number | 1387000973 |
| Book / Page | 1387 / 973 |
| Instrument Date | May 07, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $287,749.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45 COLLETON DR, CHARLESTON, SC 29407-7337 |
| Document Number | 1387000974, |
|---|---|
| Date | May 08, 2026 |
| Book Page | 1387/974 |
| Name | TD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 45 COLLETON DR, CHARLESTON, SC 29407-7337 |
| Document Number | 0893/0235 |
| Instrument Date | Jun 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 45 COLLETON DR CHARLESTON SC 294077337, CHARLESTON, SC 29407-7337 |
| Document Number | 0893/0235 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 000893/000235 |
| Name | SOUTH ST BK |
|---|---|
| Type | Bank |
| Address | NORTH CHARLESTON, SC 29406 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Oct 06, 2017 |
| Property Address | 45 COLLETON DR, CHARLESTON, SC 29407-7337 |
| Document Number | 0671/0341 |
| Book / Page | 000671 / 000341 |
| Instrument Date | Oct 02, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45 COLLETON DR CHARLESTON SC 294077337, CHARLESTON, SC 29407-7337 |
| Document Number | 671/0343 |
|---|---|
| Date | Oct 06, 2017 |
| Book Page | 000671/000343 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 05, 2047 |
Source: Charleston County records · Assessment roll updated August 1, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,091.00 (+13.52%) | ||
| 2024 | $1,842.00 (+7.97%) | $13,720 (-) | |
| 2022 | $1,706.00 | $13,720 | $343,145 (-) Land $134,545 Building $208,600 |
| 2020 | $343,145 Land $134,545 Building $208,600 |
Source: FEMA National Flood Hazard Layer as of September 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 440 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 468 units insured incl. 28 condo units |
| Nearby Flood Claims | 244 (1979–2024) |
| Claims Outside the SFHA | 11 of 244 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 98.9% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 422 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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