Berkeley County property record for 45 Cod Dr, Inwood, WV 25428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,221 sqft · built 2015 |
| Lot Size | 0.389 acres (16,988 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,400 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Dec 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-7E-0072.0000 |
| Primary APN | 07-7E-0072.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,221 sqft Living Area |
| 1st Floor Area | 904 sqft |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,988 sqft (0.389 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07235721 |
|---|---|
| Street Address | 45 COD DR |
| City | INWOOD |
| State | WV |
| Zip | 25428-4648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .39 AC LOT 108 PHZ 2 MIDDLE CREEK MANOR |
| Legal Subdivision | MIDDLE CREEK |
| Legal Lot Number | 108 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | SHENANDOAH |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 972104 |
Source: Berkeley County records, as of November 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1310, INWOOD, WV 25428-1310 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 10, 2022 | Deed of Trust, Mortgage · Seller Carry-Back LOU ANN SPAUR |
| Dec 22, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 22, 2017 |
| Transfer Doc | 001195/500 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 45 COD DR, INWOOD, WV 25428-4648 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003913/42 |
|---|---|
| Date | Jun 10, 2022 |
| Book Page | 3913/42 |
| Instrument | 20220022670 |
| Name | LOU ANN SPAUR |
|---|---|
| Type | Seller |
| Address | 322 W WASHINGTON ST # 5, CHARLES TOWN, WV 25414 |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 9, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Dec 22, 2017 |
| Property Address | 45 COD DR, INWOOD, WV 25428-4648 |
| Document Number | 001195/500 |
| Book / Page | 1195 / 500 |
| Map Reference | CAB 13 SL 81 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 20170045521 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1310, INWOOD, WV 25428-1310 |
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,400.00 (-0.11%) | $180,960 (+3.82%) Land $44,640 Building $136,320 | $301,600 (+3.82%) Land $74,400 Building $227,200 |
| 2023 | $4,405.00 | $174,300 Land $36,660 Building $137,640 | $290,500 Land $61,100 Building $229,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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