45 Cochise Ct, Palm Coast, FL 32137 Property Records

Flagler County property record for 45 Cochise Ct, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,811 sqft · built 1990
Lot Size	1.43 acres (62,552 sqft)
Owner	Trust Name on File
Last Sale	$30,000 (Jun 1999)
Tax Bill	$3,882 (2025)
Deeds & Mortgages	Feb 2022 Transfer
Flood Zone	Zone AE (high risk)
APN	`07-11-31-7015-00010-0220`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7015-00010-0220`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,811 sqft Living Area
Gross Area	3,745 sqft
1st Floor Area	2,811 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2004
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	62,552 sqft (1.43 acres)
Driveway	Concrete Driveway
Driveway Area	416 sqft
Pool Area	1,062 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45 COCHISE CT
City	PALM COAST
State	FL
Zip	32137-4303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 15 BLK 1 LTS 23,22,21 & .96 AC PT 30-10-31 LYING NWLY OF & ABUTTING LTS 21 & 22 OF BLK 1 OR 114/ 592 OR 127/680 OR 382/163 OR 417/19 OR 463/196 (DC FOR RICHARD D FARLEY) OR 483/1675 OR 525/975 OR 582/560 OR 609 /1566-BLA OR 1026/
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	1
Legal Lot Number	22
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2010
Census Tract	60105

Owner

45 Cochise Ct is owner-occupied and held in a trust since February 2022.

Source: Flagler County records, as of December 8, 2025

Owner of Record	Trust Name on File
Mailing Address	45 COCHISE CT, PALM COAST, FL 32137-4303
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 1999 · Amount on File
Deed Sale	Jun 24, 1999 · Amount on File
Deed Book / Page	658 / 661
Last Transfer Date	Feb 10, 2022
Transfer Doc	0026580201
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Feb 14, 2022
Property Address	45 COCHISE CT, PALM COAST, FL 32137-4303
Document Number	0026580201
Book / Page	2658 / 201
Map Reference	MB 6 PG 68-72
Instrument Date	Feb 10, 2022
Instrument	2022007968
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	45 COCHISE CT, PALM COAST, FL 32137-4303

Tax Assessment & Valuation

The 2025 property tax bill for 45 Cochise Ct was $3,882 with a homeowner's exemption, up 2.4% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,882.00 (+2.43%) Homeowner's exemption	$256,787	$623,604 Land $200,665 Building $422,939
2024	$3,790.00 (+2.52%)
2023	$3,697.00 (+0.93%) Homeowner's exemption	$242,294 (+3%)	$546,759 (+7.1%) Land $173,165 Building $373,594
2022	$3,663.00 Homeowner's exemption	$235,243	$510,511 Land $207,540 Building $302,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Cochise Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 392 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	418 units insured incl. 26 condo units
Nearby Flood Claims	35 (1987–2022)
Claims Outside the SFHA	22 of 35
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Ian, Sep 2022 · 5 claims Hurricane Irma, Sep 2017 · 5 claims Hurricane Matthew, Oct 2016 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Cochise Ct is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20