Warren County property record for 45 Cobblestone Ln, Springboro, OH 45066
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,703 sqft · built 2015 |
| Lot Size | 0.137 acres (5,998 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $332,000 (Jun 2022) |
| Tax Bill | $3,778 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Line of Credit Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-01-175-006-0 |
| Primary APN | 04-01-175-006-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,703 sqft Living Area |
| 1st Floor Area | 1,703 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 5,998 sqft (0.137 acres) |
| Garage Type | Attached |
| Garage Area | 517 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 551629 |
|---|---|
| Old Parcel Number | 0401175006 |
| Street Address | 45 COBBLESTONE LN |
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-7462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N.HILLS STONE RDGE.1 #10 |
| Legal Subdivision | N.HILLS STONE RDGE.1 |
| Legal Block | 175 |
| Legal Lot Number | 10 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 30504 |
Source: Warren County records, as of February 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 COBBLESTONE LN, SPRINGBORO, OH 45066-7462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2022 | Warranty Deed, Transfer · Line of Credit ALLY BANK |
| Jun 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WRIGHTPATT CU INC |
| Oct 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SEBONIC FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2022 · Amount on Record |
| Deed Sale | Jun 28, 2022 · Amount on Record |
| Prior Sale | Jul 22, 2015 |
| Deed Document Number | 0000021221 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jun 28, 2022 |
| Property Address | 45 COBBLESTONE LN, SPRINGBORO, OH 45066-7462 |
| Document Number | 0000021221 |
| Map Reference | MB 57 PG 31 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 2022-021221 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 COBBLESTONE LN, SPRINGBORO, OH 45066-7462 |
| Document Number | 0000021222 |
|---|---|
| Date | Jun 28, 2022 |
| Instrument | 2022-021222 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 45 COBBLESTONE LN, SPRINGBORO, OH 45066-7462 |
| Document Number | 0000020032 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 COBBLESTONE LN SPRINGBORO OH 450667462, SPRINGBORO, OH 45066-7462 |
| Document Number | 0000020032 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 20032 |
| Name | WRIGHTPATT CU INC |
|---|---|
| Address | BEAVERCREEK, OH 45431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 10, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 45 COBBLESTONE LN, SPRINGBORO, OH 45066-7462 |
| Document Number | 0000037561 |
| Instrument Date | Oct 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 45 COBBLESTONE LN SPRINGBORO OH 450667462, SPRINGBORO, OH 45066-7462 |
| Document Number | 0000037561 |
|---|---|
| Date | Dec 6, 2019 |
| Instrument | 37561 |
| Name | SEBONIC FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 5, 2049 |
Source: Warren County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Municipality | Springboro City |
| Unified School District | Springboro Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,778.00 (+11.78%) | $107,139 (+34.95%) Land $29,750 Building $77,389 | $306,110 (+34.95%) Land $85,000 Building $221,110 |
| 2023 | $3,380.00 (+1.5%) Homeowner's exemption | $79,394 (-) Land $13,423 Building $65,971 | |
| 2022 | $3,330.00 Homeowner's exemption | $79,394 Land $13,423 Building $65,972 | $226,840 (-) Land $38,350 Building $188,490 |
| 2021 | $226,840 Land $38,350 Building $188,490 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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