45 Cobblestone Dr, Shoreham, NY 11786 Property Records

Suffolk County and Brookhaven Town property record for 45 Cobblestone Dr, Shoreham, NY 11786

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,314 sqft · built 1989
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (May 2025)
Tax Bill	$16,753 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0200-171.00-02.00-085.023`

Property Details

APN / Parcel Number

Primary APN	`0200-171.00-02.00-085.023`
Alternative APNs	`472289 171.00-02-085.023` `228917100000020850230000` `00002005073` `0002005073` `2005073`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,314 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	52,272 sqft
View / Lot	Lake Front

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	2005073
Street Address	45 COBBLESTONE DR
City	SHOREHAM
State	NY
Zip	11786-2311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LARKWOOD @ NORTHSHORE 8464 23
Legal Subdivision	LARKWOOD AT NORTHSHORE
Legal Block	1000
Legal Lot Number	200
Jurisdiction	SUFFOLK NY
Township / Civil Division	BROOKHAVEN
Census Block Group	1
Census Block	1016
Census Tract	158411

Owner

Source: Suffolk County and Brookhaven Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	190 ASHTON RD, MIDDLE ISLAND, NY 11953-1947
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Balloon Mortgage QUORUM FEDERAL CU
Oct 3, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE
Aug 23, 2021	Quit Claim Deed, Foreclosure Quitclaim
Dec 3, 2019	Grant Deed, Foreclosure NOT AVAILABLE
Jul 23, 2019	Grant Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2025 · Amount on Record
Deed Sale	May 7, 2025 · Amount on Record
Prior Sale	Oct 3, 2023 · Amount on Record
Deed Book / Page	13294 / 11
Prior Transfer Date	Jul 9, 2021
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	45 COBBLESTONE DR, SHOREHAM, NY 11786-2311
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	EQUITY SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0236970994
Date	Nov 25, 2025
Book Page	23697/994

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK NY
Recording Date	Oct 3, 2023
Property Address	45 COBBLESTONE DR, SHOREHAM, NY 11786-2311
Document Number	0132200934
Book / Page	13220 / 934
Instrument Date	Aug 28, 2023
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 TINKER BLUFF CT, SETAUKET, NY 11733-4051

August 2021: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	SUFFOLK NY
Recording Date	Aug 23, 2021
Property Address	45 COBBLESTONE DR, SHOREHAM, NY 11786-2311
Document Number	0131170108
Book / Page	13117 / 108
Instrument Date	Jul 9, 2021
Transaction Type	Foreclosure
Record Updated	Mar 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 S DOUGLASS RD, ANAHEIM, CA 92806-5948

December 2019: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Dec 3, 2019
Property Address	45 COBBLESTONE DR, SHOREHAM, NY 11786-2311
Document Number	0130380304
Book / Page	013038 / 000304
Instrument Date	May 23, 2019
Transaction Type	Foreclosure
Record Updated	Dec 23, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3401 W END AVE #760W NASHVILLE TN 372031042, 760W, NASHVILLE, TN 37203-1042

July 2019: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jul 23, 2019
Property Address	45 COBBLESTONE DR, SHOREHAM, NY 11786-2311
Document Number	0130200893
Book / Page	013020 / 000893
Instrument Date	May 17, 2019
Transaction Type	Foreclosure
Record Updated	Sep 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,565.97
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1600 S DOUGLASS RD ANAHEIM CA 928065948, ANAHEIM, CA 92806-5948
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Brookhaven Town
Unified School District	Longwood Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,835 (-) Land $375 Building $3,460	$798,958 (+11,151.34%) Land $70,755 Building $652,830
2024	$16,753.00
2023		$3,835 Land $375 Building $3,460	$7,101 Land $694 Building $6,407

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 98.6% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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