45 Co Rd 901, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 45 Co Rd 901, Cedar Bluff, AL 35959

Property Summary

Property Type	Vacant Land
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Jul 2024)
Tax Bill	$215 (2026)
Deeds & Mortgages	Jul 2024 Sale & Mortgage Aug 2019 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`13-10-07-25-0-000-193.000`

Property Details

APN / Parcel Number

Primary APN	`13-10-07-25-0-000-193.000`
Alternative APNs	`ALT APN:1007250000193000` `219962` `31685`

Exterior

Lot Area	32,234 sqft (0.74 acres)

Location & Zoning

Account Number	219962
Street Address	45 COUNTY ROAD 901
City	CEDAR BLUFF
State	AL
Zip	35959-2617
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT 59, BLK 7, DESOTO WEISS ESTATES, PB 9 PG 84 LESS A TR BEG NE CR SD LOT S 15';NW 101'TO N LN;E 120'TO POB
Legal Range	10E
Legal Township	09S
Legal Section	25
Legal Subdivision	DESOTO WEISS ESTATES
Legal Tract	B
Legal Block	7
Legal Lot Number	59
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2035
Census Tract	955701

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 COUNTY ROAD 901, CEDAR BLUFF, AL 35959-2617
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST SOUTHERN STATE BANK
Aug 12, 2019	Warranty Deed, Transfer
Aug 12, 2019	Warranty Deed, Transfer · Conventional Mortgage EVABANK
Aug 12, 2019	Warranty Deed, Transfer
Aug 12, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2024 · Amount on Record
Deed Sale	Jul 10, 2024 · Amount on Record
Prior Sale	Aug 12, 2019 · Amount on Record
Deed Document Number	2024234566
Prior Transfer Date	Jul 8, 2024
Prior Transfer Doc	0000234566
Record Updated	Oct 29, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jul 10, 2024
Property Address	45 COUNTY ROAD 901, CEDAR BLUFF, AL 35959-2617
Document Number	0000234566
Map Reference	MB 9 PG 84
Instrument Date	Jul 8, 2024
Instrument	234566
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 COUNTY ROAD 901, CEDAR BLUFF, AL 35959-2617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2505 JIM OWENS LN NW, KENNESAW, GA 30152-6426

Mortgage

Document Number	0000234567
Date	Jul 10, 2024
Instrument	234567

Lender

Name	FIRST SOUTHERN STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Aug 12, 2019
Property Address	45 COUNTY ROAD 901, CEDAR BLUFF, AL 35959-2617
Document Number	0000208573
Map Reference	PB 9 PG 84
Instrument Date	Aug 9, 2019
Instrument	208573
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	91 ZONA KAY CIR SE, SILVER CREEK, GA 30173-2670

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5235 NORRIS MILL RD, HARTSELLE, AL 35640-7828

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Aug 12, 2019
Property Address	45 COUNTY ROAD 901, CEDAR BLUFF, AL 35959-2617
Document Number	208573
Map Reference	PB 9 PG 84
Instrument Date	Aug 9, 2019
Instrument	208573
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	91 ZONA KAY CIR SE, 91, SILVER CREEK, GA 30173-2670

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5235 NORRIS MILL RD, HARTSELLE, AL 35640-7828

Mortgage

Document Number	0000208574
Date	Aug 12, 2019
Instrument	208574

Lender

Name	EVABANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 9, 2034

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Aug 12, 2019
Property Address	45 COUNTY ROAD 901, CEDAR BLUFF, AL 35959-2617
Document Number	208572
Map Reference	PB 9 PG 84
Instrument Date	Aug 6, 2019
Instrument	208572
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17900 OLD CEDARTOWN RD, 17900, LINDALE, GA 30147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 INDIAN RIVER RD SE, LINDALE, GA 30147-1526

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Aug 12, 2019
Property Address	45 COUNTY ROAD 901, CEDAR BLUFF, AL 35959-2617
Document Number	0000208572
Map Reference	PB 9 PG 84
Instrument Date	Aug 6, 2019
Instrument	208572
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17900 OLD CEDARTOWN RD, LINDALE, GA 30147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 INDIAN RIVER RD SE, LINDALE, GA 30147-1526

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$215.00 (+6.97%)
2025	$201.00 (+6.35%)	$4,800 (+6.67%) Land $4,800	$50,400 (+12%) Land $50,400
2024	$189.00	$4,500 (-) Land $4,500	$45,000 (-) Land $45,000
2023	$189.00	$4,500 (-)	$45,000 (-) Land $45,000
2022	$189.00	$4,500 Land $4,500	$45,000 Land $45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 76% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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