Cherokee County property record for 45 Co Rd 549, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 1,896 sqft · built 1985 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,709 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-13-08-33-0-000-014.005 |
| Primary APN | 13-13-08-33-0-000-014.005 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,896 sqft Living Area |
| Basement Area | 1,896 sqft |
| Finished Basement | 1,896 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 672 sqft |
| Account Number | 4326 |
|---|---|
| Street Address | 45 COUNTY ROAD 549 |
| City | CENTRE |
| State | AL |
| Zip | 35960-8032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NW COR NW/4-NW/4, S 597.8', E 567.5' TO POB, E 146.5',NELY 616', NLY 200', SWLY 577', SLY 273.6' TO POB |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 956000 |
Source: Cherokee County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 273, CENTRE, AL 35960-0273 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 45 COUNTY ROAD 549, CENTRE, AL 35960-8032 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000212532 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 212532 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Oct 1, 2042 |
| Rate Type | Fixed Rate |
|---|
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,709.00 (+3.76%) Homeowner's exemption | $18,380 (+10.06%) Land $15,680 Building $2,700 | $419,400 (+3.66%) Land $156,800 Building $262,600 |
| 2024 | $1,647.00 Additional exemption filed | $16,700 (-58.75%) Land $14,000 Building $2,700 | $404,600 (-) Land $140,000 Building $264,600 |
| 2023 | $1,647.00 Homeowner's exemption | $40,480 (+142.4%) | $404,600 (-) Land $140,000 Building $264,600 |
| 2022 | $1,647.00 Homeowner's exemption | $16,700 Land $14,000 Building $2,700 | $404,600 Land $140,000 Building $264,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 25 / 5 |
May also be available: Verizon.
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures