45 Co Rd 253, Etta, MS 38627 Property Records

Lafayette County property record for 45 Co Rd 253, Etta, MS 38627

Property Summary

Property Type	Single Family Home
Lot Size	5.9 acres (257,004 sqft)
Owner	Individual Name on Record
Tax Bill	$2,164 (2025)
Deeds & Mortgages	May 2024 Construction Loan Nov 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`107-26-013.00`

Property Details

APN / Parcel Number

Primary APN	`107-26-013.00`
Alternative APNs	`051-26-010-C` `26005`

Interior

Full Baths	1 Bath
Building Area	2,400 sqft Living Area
1st Floor Area	2,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	257,004 sqft (5.9 acres)

Location & Zoning

Account Number	26005
Street Address	45 COUNTY ROAD 253
City	ETTA
State	MS
Zip	38627-9542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S1/2 SW1/4 SW1/4 PREV APN: 051 -26-010-C
Legal Range	01W
Legal Township	07S
Legal Section	26
Jurisdiction	LAFAYETTE MS
Township / Civil Division	2
Census Block Group	2
Census Block	2005
Census Tract	950100

Owner

Source: Lafayette County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 COUNTY ROAD 253, ETTA, MS 38627-9542
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
May 23, 2024	Deed of Trust, Mortgage · Construction Mortgage SOUTHWEST STAGE FUNDING LLC
Nov 21, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2022
Deed Sale	Nov 21, 2022
Prior Sale	May 15, 2009
Deed Document Number	202210770
Prior Transfer Date	Nov 12, 2022
Prior Transfer Doc	0000010770
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	45 COUNTY ROAD 253, ETTA, MS 38627-9542
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 CHRISTMAN DR, OXFORD, MS 38655-5505

Mortgage

Document Number	0020243970
Date	May 23, 2024
Instrument	2024-3970

Lender

Name	SOUTHWEST STAGE FUNDING LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85286

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	365 Months
Due	Oct 1, 2054

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Nov 21, 2022
Property Address	ETTA, MS 38627
Document Number	0202210770
Instrument Date	Nov 16, 2022
Instrument	2022-10770
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 99, HOLLY SPRINGS, MS 38635-0099

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 807, HOLLY SPRINGS, MS 38635-0807

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Unified School District	Lafayette County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,164.00 (+1,021.24%) Homeowner's exemption	$23,477 (+1,193.5%)	$234,770 (+1,840.25%) Land $19,050 Building $215,720
2023	$193.00	$1,815	$12,100 Land $12,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2019–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 75% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDERS WATER ASSOCIATION,INC public/private · serves 581 people · EPA ID MS0360064
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North East Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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