Delaware County property record for 45 Cloverdale Ave, Upper Darby, PA 19082
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 1 ba · 1,194 sqft · built 1930 |
| Lot Size | 0.089 acres (3,877 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Apr 2021) |
| Tax Bill | $4,758 (2026) |
| Deeds & Mortgages | Feb 2023 Line of Credit Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-02-015:000 |
| Primary APN | 16-02-015:000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,194 sqft Living Area |
| 1st Floor Area | 1,194 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Duplex Single |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 3,877 sqft (0.089 acres) |
| Lot Dimensions | 110 ft deep x 37.5 ft wide |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1602015000 |
|---|---|
| Street Address | 45 CLOVERDALE AVE |
| City | UPPER DARBY |
| State | PA |
| Zip | 19082-1207 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 2 1/2 STY HSE 37.5 X 110 |
| Jurisdiction | DELAWARE PA |
| Township / Civil Division | UPPER DARBY |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 400600 |
Source: Delaware County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 CLOVERDALE AVE, UPPER DARBY, PA 19082-1207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2023 | Deed of Trust, Mortgage · Line of Credit SUN EAST FCU |
| Apr 27, 2021 | Deed, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2021 · Amount on Record |
| Deed Sale | Apr 27, 2021 · Amount on Record |
| Prior Sale | Jan 24, 2014 · Amount on Record |
| Deed Document Number | 202132208 |
| Deed Book / Page | 6680 / 5188 |
| Prior Transfer Date | Feb 7, 2013 |
| Prior Transfer Doc | 0052800638 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 45 CLOVERDALE AVE, UPPER DARBY, PA 19082-1207 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0068885917 |
|---|---|
| Date | Feb 16, 2023 |
| Book Page | 6888/5917 |
| Instrument | 2023005456 |
| Name | SUN EAST FCU |
|---|---|
| Type | Credit Union |
| Address | ASTON, PA 19014 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 15, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE PA |
| Recording Date | Apr 27, 2021 |
| Property Address | 45 CLOVERDALE AVE, UPPER DARBY, PA 19082-1207 |
| Document Number | 0066805188 |
| Book / Page | 6680 / 5188 |
| Instrument Date | Mar 16, 2021 |
| Instrument | 2021032208 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | NOT AVAILABLE, SAGE PREMIER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 45 CLOVERDALE AVE, UPPER DARBY, PA 19082-1207 |
| Document Number | 66805193 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 6680/5193 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
Source: Delaware County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Delaware County |
| County Subdivision | Upper Darby Township |
| Unified School District | Upper Darby School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,758.00 (+5.01%) | $107,140 (-) Land $39,100 Building $68,040 | $107,140 (-) Land $39,100 Building $68,040 |
| 2025 | $107,140 (-) Land $39,100 Building $68,040 | $107,140 (-) Land $39,100 Building $68,040 | |
| 2024 | $4,531.00 (+2.26%) | $107,140 Land $39,100 Building $68,040 | |
| 2023 | $4,431.00 | ||
| 2021 | $107,140 (-) | ||
| 2020 | $107,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1979–2020) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 855 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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