45 Clover St, #49, Newark, NJ 07105 Property Records

Essex County and Newark City property record for 45 Clover St, #49, Newark, NJ 07105

Property Summary

Property Type	Commercial
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on Record
Last Sale	$975,000 (Oct 2022)
Tax Bill	$13,593 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Oct 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`14-01994-0000-00048`

Property Details

APN / Parcel Number

Primary APN	`14-01994-0000-00048`
Alternative APN	`140199400048`

Interior

Stories	2 Stories

Exterior

Construction Type	Frame
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	59 ft deep x 10 ft wide

Location & Zoning

Old Parcel Number	140199400048
Street Address	45 CLOVER ST, 49
City	NEWARK
State	NJ
Zip	07105-2860
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	80.10X59.82
Legal Subdivision	TOWNSHIP/NUTLEY
Legal Block	1994
Legal Lot Number	48
Jurisdiction	ESSEX NJ
Township / Civil Division	NEWARK
Census Block Group	1
Census Block	1005
Census Tract	7600

Owner

Source: Essex County and Newark City records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	45 CLOVER ST, 49, NEWARK, NJ 07105-2860
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage ASCENDIA BANK
Oct 3, 2022	Deed, Construction Loan · Construction Mortgage CONVENTUS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2022 · Amount on Record
Deed Sale	Oct 3, 2022 · Amount on Record
Prior Sale	Jun 11, 1985 · Amount on Record
Deed Document Number	202288999
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	45-49 CLOVER ST, NEWARK, NJ 07105
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 W STATE ST, TRENTON, NJ 08608-1007

Mortgage

Document Number	0000101280
Date	Nov 18, 2022
Instrument	2022101280

Lender

Name	ASCENDIA BANK
Type	Bank
Address	TETERBORO, NJ 07608

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2022: Deed, Construction Loan

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 3, 2022
Property Address	45-49 CLOVER ST, NEWARK, NJ 07105
Document Number	0000088999
Instrument Date	Sep 26, 2022
Instrument	2022088999
Transaction Type	Construction Loan
Record Updated	Oct 31, 2022
Title Company	TSG TITLE AGENCY INC, ATS TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 ROSELLE AVE, 5, CRANFORD, NJ 07016-2532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CLOVER ST # 49, 49, NEWARK, NJ 07105-2860

Mortgage

Document Number	0000089000
Date	Oct 3, 2022
Instrument	2022089000

Lender

Name	CONVENTUS LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Newark City assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Newark City
Unified School District	Newark City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,900 (-) Land $160,000 Building $179,900	$339,900 (-) Land $160,000 Building $179,900
2025	$13,593.00 (+5.16%)	$339,900 (-) Land $160,000 Building $179,900	$339,900 (-) Land $160,000 Building $179,900
2024	$12,926.00 (+1.8%)
2023		$339,900 Land $160,000 Building $179,900	$339,900 Land $160,000 Building $179,900
2022	$12,698.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWARK WATER DEPARTMENT serves 294,274 people · EPA ID NJ0714001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2020 Treatment failure resolved · Sep 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead public education Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile, Xfinity.

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