Hampton City property record for 45 Clifton St, Hampton, VA 23661
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,536 sqft · built 2008 |
| Lot Size | 0.131 acres (5,702 sqft) |
| Owner | Individual Name on File |
| Last Sale | $227,400 (Feb 2009) |
| Tax Bill | $3,553 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2022 Refinance + 2 more |
| APN | 01T048 00 07005A |
| Primary APN | 01T048 00 07005A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,702 sqft (0.131 acres) |
| Lot Width | 100 ft Width |
| Terrain | Low |
| Garage Type | Attached |
| Garage Area | 318 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 60 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 13002131 |
|---|---|
| Street Address | 45 CLIFTON ST |
| City | HAMPTON |
| State | VA |
| Zip | 23661-2813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6 R-11 ONE |
| Legal Description | NN RIV DEV CO L5A2 B7 - (FKA NN RIV DEV CO L5A B7) |
| Legal Subdivision | NN RIV DEV CO |
| Legal Block | 7 |
| Legal Lot Number | 5A2 |
| Jurisdiction | HAMPTON CITY VA |
| Township / Civil Division | HAMPTON |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 12000 |
Source: Hampton City assessment roll, as of August 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 CLIFTON ST, HAMPTON, VA 23661-2813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Apr 6, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Aug 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| May 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 13, 2009 · Amount on Record |
| Deed Sale | Feb 13, 2009 · Amount on Record |
| Deed Book / Page | 900 / 2202 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Recording Date | May 14, 2026 |
| Property Address | 45 CLIFTON ST, HAMPTON, VA 23661-2813 |
| Document Number | 0000006488 |
| Instrument Date | May 9, 2026 |
| Instrument | 20266488 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 45 CLIFTON ST, HAMPTON, VA 23661-2813 |
| Document Number | 0000006488, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 20266488 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Property Address | 45 CLIFTON ST, HAMPTON, VA 23661-2813 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220006274 |
|---|---|
| Date | Apr 6, 2022 |
| Instrument | 220006274 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Property Address | 45 CLIFTON ST, HAMPTON, VA 23661-2813 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210014556 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 210014556 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Property Address | 45 CLIFTON ST, HAMPTON, VA 23661-2813 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210008164 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 210008164 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Hampton City assessment roll, as of August 19, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Hampton City |
| Unified School District | Hampton City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,553.00 (+21.01%) | $298,200 (+23.79%) Land $52,000 Building $246,200 | $298,200 (+23.79%) Land $52,000 Building $246,200 |
| 2023 | $2,936.00 (+3.38%) | $240,900 Land $50,000 Building $190,900 | $240,900 Land $50,000 Building $190,900 |
| 2022 | $2,840.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 42 (1983–2016) |
| Claims Outside the SFHA | 22 of 42 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 500 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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