45 Cliffside Dr, Canandaigua, NY 14424 Property Records

Ontario County and South Bristol Town property record for 45 Cliffside Dr, Canandaigua, NY 14424

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,113 sqft · built 1972
Lot Size	0.01 acres (436 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Oct 2025)
Tax Bill	$3,449 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jul 2023 Sale + 2 more
APN	`2600-045-04`

Property Details

APN / Parcel Number

Primary APN	`2600-045-04`
Alternative APNs	`324600 168.16-1-6.045` `46001680160001006045`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,113 sqft Living Area
1st Floor Area	556 sqft
2nd Floor Area	557 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Other
Exterior Material	Concrete
Foundation Type	Slab (Mat/Raft)
Lot Area	436 sqft (0.01 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2600-045-04
Street Address	45 CLIFFSIDE DR
City	CANANDAIGUA
State	NY
Zip	14424-8803
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD
Legal Description	11/23/71-LIB 715/572
Legal Block	1
Legal Lot Number	6.045
Jurisdiction	ONTARIO NY
Township / Civil Division	SOUTH BRISTOL
Census Block Group	1
Census Block	1004
Census Tract	52101

Owner

45 Cliffside Dr, a condominium, is owned by two individuals who bought it in October 2025.

Source: Ontario County and South Bristol Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	157 STONELEDGE WAY, PENFIELD, NY 14526-9608
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Warranty Deed, Transfer GENESEE REGIONAL BANK
Jul 31, 2023	Warranty Deed, Transfer
Jun 15, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage LYONS SAVINGS BANK
Oct 3, 2007	Deed, Transfer ROCHESTER HOME EQUITY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2025 · Amount on File
Deed Sale	Oct 10, 2025 · Amount on File
Prior Sale	Mar 21, 2025 · Amount on File
Deed Document Number	2025151
Deed Book / Page	1568 / 282
Prior Transfer Date	Dec 30, 2010
Prior Transfer Doc	1256000847
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	Oct 10, 2025
Property Address	45 CLIFFSIDE DR, CANANDAIGUA, NY 14424-8803
Document Number	001568/282
Book / Page	1568 / 282
Instrument Date	Oct 10, 2025
Instrument	202510100151
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 STONELEDGE WAY, PENFIELD, NY 14526-9608

Mortgage

Document Number	0000333618
Date	Oct 10, 2025
Instrument	3336/18

Lender

Name	GENESEE REGIONAL BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	8%
Type Change Date	Dec 1, 2030
Index	1-Year CMT

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	Jul 31, 2023
Property Address	45 CLIFFSIDE DR, CANANDAIGUA, NY 14424-8803
Document Number	001522/627
Book / Page	1522 / 627
Instrument Date	Jul 10, 2023
Instrument	202307310219
Transaction Type	Transfer
Record Updated	Jan 9, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	Jun 15, 2021
Property Address	45 CLIFFSIDE DR, CANANDAIGUA, NY 14424-8803
Document Number	1474/568
Book / Page	1474 / 568
Instrument Date	Jun 15, 2021
Instrument	202106150182
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 HEATHER LN, SCOTTSVILLE, NY 14546

Mortgage

Document Number	202106150184
Date	Jun 15, 2021
Instrument	202106150184

Lender

Name	LYONS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	ONTARIO NY
Recording Date	Oct 3, 2007
Property Address	45 CLIFFSIDE DR, CANANDAIGUA, NY 14424-8803
Document Number	0000001193/0000000154
Book / Page	0000001193 / 0000000154
Instrument Date	Oct 2, 2007
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	STEPHEN J PHETERSON

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 WHEATSTONE CIR, FAIRPORT, NY 14450-1137
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001954/0000000293
Date	Oct 3, 2007
Book Page	0000001954/0000000293
Instrument	200710030066

Lender

Name	ROCHESTER HOME EQUITY INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	291 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 45 Cliffside Dr was $3,449, up 75.6% from the year before.

Source: Ontario County and South Bristol Town assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
County Subdivision	South Bristol Town
Unified School District	Naples Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,449.00 (+75.61%)
2025	$1,964.00 (+46.02%)	$79,870 (-) Building $79,870	$114,100 (+14.33%) Building $114,100
2024	$1,345.00	$79,870 (-) Building $79,870	$99,800 (+6.21%) Building $99,800
2023		$79,870 (-) Building $79,870	$93,965 (+7.02%) Building $93,965
2022		$79,870 Building $79,870	$87,800 Building $87,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 45 Cliffside Dr; there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2014–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Cliffside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL HARBOUR WATER CORP private · serves 835 people · EPA ID NY3400784
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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