45 Cliff Rd, Nantucket, MA 02554 Property Records

Nantucket County and Nantucket Town property record for 45 Cliff Rd, Nantucket, MA 02554

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	built 1900
Lot Size	0.765 acres (33,314 sqft)
Owner	Company Name on File
Last Sale	$20,000,000 (Oct 2020)
Tax Bill	$67,254 (2025)
Deeds & Mortgages	May 2021 Refinance Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`NANT M:00029 P:00042`

Property Details

APN / Parcel Number

Primary APN	`NANT M:00029 P:00042`
Alternative APN	`853`

Interior

Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Roof Material	Asphalt
Lot Area	33,314 sqft (0.765 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	853
Street Address	45 CLIFF RD
City	NANTUCKET
State	MA
Zip	02554-3690
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	R1
Jurisdiction	NANTUCKET MA
Township / Civil Division	NANTUCKET
Census Block Group	2
Census Block	2014
Census Tract	950100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Nantucket Historic District listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

45 Cliff Rd, a residential property, is owned by a company that bought it in October 2020.

Source: Nantucket County and Nantucket Town records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	2925 RICHMOND AVE, 400, HOUSTON, TX 77098-3132
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BOKF NA
Oct 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2020 · Amount on File
Deed Sale	Oct 15, 2020 · Amount on File
Prior Sale	Jul 15, 2005 · Amount on File
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Property Address	45 CLIFF RD, NANTUCKET, MA 02554-3690
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001823-266
Date	May 13, 2021
Book Page	1823/266
Instrument	1943

Lender

Name	BOKF NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	85 Months
Due	Jun 1, 2028

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NANTUCKET MA
Recording Date	Oct 15, 2020
Property Address	45 CLIFF RD, NANTUCKET, MA 02554-3690
Document Number	1772-325
Book / Page	001772 / 000325
Instrument Date	Oct 15, 2020
Instrument	2823
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$91,200.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2925 RICHMOND AVE #400 HOUSTON TX 770983132, 400, HOUSTON, TX 77098-3132

Tax Assessment & Valuation

The 2025 property tax bill for 45 Cliff Rd was $67,254, up 4% from the year before.

Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Nantucket County
County Subdivision	Nantucket Town
Unified School District	Nantucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$67,254.00 (+4.03%)	$20,504,200 (-0.73%) Land $5,619,400 Building $14,884,800
2024	$64,650.00 (+12.05%)	$20,655,000 (+14.92%) Land $5,723,500 Building $14,931,500
2023	$57,696.00	$17,973,900 Land $5,458,800 Building $12,515,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 45 Cliff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 319 individual policies
Nearby Flood Policies	357 units insured incl. 38 condo units
Nearby Flood Claims	380 (1978–2026)
Claims Outside the SFHA	20 of 380
Most Recent Claim	Feb 2026 · Severe Winter Storm And Snowstorm
Claims by Event	Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 99 claims Winter Coastal Storm, Dec 1992 · 71 claims Coastal Storm, Oct 1991 · 118 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Cliff Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WANNACOMET WATER COMPANY serves 27,703 people · EPA ID MA4197000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	67 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Cliff Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures