45 Clemo St, Buffalo, NY 14206 Property Records

Erie County and Buffalo City property record for 45 Clemo St, Buffalo, NY 14206

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,548 sqft · built 1920
Lot Size	0.075 acres (3,255 sqft)
Owner	Company Name on Record
Last Sale	$120,000 (May 2022)
Tax Bill	$403 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`140200 112.77-2-32`

Property Details

APN / Parcel Number

Primary APN	`140200 112.77-2-32`
Alternative APNs	`02001127700002032000` `09383600`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,548 sqft Total Area
1st Floor Area	1,438 sqft
Attic	Attic
Attic Area	110 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Composition/Composite
Foundation Type	Raised
Lot Area	3,255 sqft (0.075 acres)
Lot Dimensions	105 ft deep x 31 ft wide
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	09383600
Street Address	45 CLEMO ST
City	BUFFALO
State	NY
Zip	14206-2216
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	N-3R
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	2
Legal Lot Number	32.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1020
Census Tract	1700

Owner

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2163 S PARK AVE, BUFFALO, NY 14220-2229
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed of Trust, Mortgage · Commercial Mortgage COLONY AMERICAN FINANCE LENDER LLC
Apr 20, 2023	Deed of Trust, Mortgage COREVEST AMERICAN FINANCE LENDER LLC
Apr 20, 2023	Deed of Trust, Mortgage · Construction Mortgage COREVEST AMERICAN FINANCE LENDER LLC
Apr 20, 2023	Warranty Deed, Transfer
Jun 30, 2022	Warranty Deed, Transfer
May 12, 2022	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE INSURANCE CO
Aug 26, 2020	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2022 · Amount on Record
Deed Sale	May 12, 2022 · Amount on Record
Prior Sale	Aug 26, 2020 · Amount on Record
Deed Document Number	202293894
Deed Book / Page	11401 / 5515
Prior Transfer Date	Mar 1, 2003
Prior Transfer Doc	0000000510
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	45 CLEMO ST, BUFFALO, NY 14206-2216
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0140583193
Date	Jun 30, 2022
Book Page	14058/3193
Instrument	2022125525

Lender

Name	COLONY AMERICAN FINANCE LENDER LLC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	45 CLEMO ST, BUFFALO, NY 14206-2216
Transaction Type	Mortgage
Record Updated	Jul 3, 2023
Title Company	OS NATIONAL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0140883115
Date	Apr 20, 2023
Book Page	14088/3115
Instrument	2023067725

Lender

Name	COREVEST AMERICAN FINANCE LENDER LLC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Amount	Amount Recorded

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	45 CLEMO ST, BUFFALO, NY 14206-2216
Transaction Type	Mortgage
Record Updated	Jul 3, 2023
Title Company	OS NATIONAL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0114162326
Date	Apr 20, 2023
Book Page	11416/2326
Instrument	2023067726

Lender

Name	COREVEST AMERICAN FINANCE LENDER LLC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Apr 20, 2023
Property Address	45 CLEMO ST, BUFFALO, NY 14206-2216
Document Number	0114162314
Book / Page	11416 / 2314
Instrument Date	Mar 23, 2023
Instrument	2023067723
Transaction Type	Transfer
Record Updated	Jul 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2163 S PARK AVE, BUFFALO, NY 14220-2229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2163 S PARK AVE, BUFFALO, NY 14220-2229
Investor	Possibly a Property Investor

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jun 30, 2022
Property Address	45 CLEMO ST, BUFFALO, NY 14206-2216
Document Number	0114041631
Book / Page	11404 / 1631
Instrument Date	Jun 29, 2022
Instrument	2022125524
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1879 WHITEHAVEN RD # 1012, 1879, GRAND ISLAND, NY 14072-1885

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1879 WHITEHAVEN RD # 1012, 1012, GRAND ISLAND, NY 14072-1885
Investor	Possibly a Property Investor

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	May 12, 2022
Property Address	45 CLEMO ST, BUFFALO, NY 14206-2216
Document Number	0114015515
Book / Page	11401 / 5515
Instrument Date	Apr 20, 2022
Instrument	2022093894
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	153 STONEBRIDGE RD, 153, GRAND ISLAND, NY 14072-1884

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1879 WHITEHAVEN RD # 1012, 1012, GRAND ISLAND, NY 14072-1885
Investor	Possibly a Property Investor

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Aug 26, 2020
Property Address	45 CLEMO ST, BUFFALO, NY 14206-2216
Document Number	0113649956
Book / Page	011364 / 009956
Instrument Date	Aug 21, 2020
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$55.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 STONEBRIDGE RD GRAND ISLAND NY 140721884, GRAND ISLAND, NY 14072-1884

Tax Assessment & Valuation

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$403.00 (-58.15%)
2025	$963.00 (+97.74%)	$122,000 (+306.67%) Land $7,000 Building $115,000	$122,000 (+150.1%) Land $7,000 Building $115,000
2024	$487.00 (+214.19%)	$30,000 (-) Land $5,100 Building $24,900	$48,780 (+13.82%) Land $8,293 Building $40,487
2023	$155.00	$30,000 (-) Land $5,100 Building $24,900	$42,857 (+11.32%) Land $7,286 Building $35,571
2022		$30,000 Land $5,100 Building $24,900	$38,500 Land $6,545 Building $31,955

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–2006)
Most Recent Claim	Oct 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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