Essex County and Peabody City property record for 45 Clement Ave, Peabody, MA 01960
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 966 sqft · built 1951 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $263,000 (Dec 2015) |
| Tax Bill | $4,597 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Apr 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PEAB M:0104 B:0041 |
| Primary APN | PEAB M:0104 B:0041 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 966 sqft Living Area |
| 1st Floor Area | 966 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,001 sqft (0.115 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 13009 |
|---|---|
| Street Address | 45 CLEMENT AVE |
| City | PEABODY |
| State | MA |
| Zip | 01960-6128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 41 |
| Jurisdiction | PEABODY MA |
| Township / Civil Division | PEABODY |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 210700 |
45 Clement Ave is owned and occupied by an individual who bought it in December 2015.
Source: Essex County and Peabody City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 CLEMENT AVE, PEABODY, MA 01960-6128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2025 | Deed of Trust, Mortgage · Conventional Mortgage DREW MORTGAGE ASSOCIATES INC |
| Apr 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SB |
| Nov 27, 2017 | Deed of Trust, Mortgage · FHA Mortgage DREW MORTGAGE ASSOCIATES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2015 · Amount on File |
| Deed Sale | Dec 14, 2015 · Amount on File |
| Deed Book / Page | 34586 / 443 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 45 CLEMENT AVE, PEABODY, MA 01960-6128 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042971-524 |
|---|---|
| Date | Sep 26, 2025 |
| Book Page | 42971/524 |
| Instrument | 20250926002710 |
| Name | DREW MORTGAGE ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 45 CLEMENT AVE, PEABODY, MA 01960-6128 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040898-479 |
|---|---|
| Date | Apr 29, 2022 |
| Book Page | 40898/479 |
| Instrument | 20220429001570 |
| Name | FIRST SB |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 45 CLEMENT AVE, PEABODY, MA 01960-6128 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36358-334 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 36358/334 |
| Instrument | 171127001980 |
| Name | DREW MORTGAGE ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
The 2026 property tax bill for 45 Clement Ave was $4,597, up 8.3% from the year before.
Source: Essex County and Peabody City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Peabody City |
| Unified School District | Peabody School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,597.00 (+8.34%) | $485,400 (+5.94%) Land $217,500 Building $267,900 | $490,713 (+8.65%) |
| 2025 | $4,243.00 (+5.47%) | $458,200 (+3.88%) Land $201,400 Building $256,800 | $451,630 |
| 2024 | $4,023.00 (+3.66%) | $441,100 (+8.19%) Land $201,400 Building $239,700 | |
| 2023 | $3,881.00 | $407,700 Land $175,200 Building $232,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Clement Ave in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 individual policies |
| Nearby Flood Policies | 56 units insured incl. 44 condo units |
| Nearby Flood Claims | 24 (1986–2011) |
| Claims Outside the SFHA | 1 of 24 |
| Most Recent Claim | Oct 2011 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 45 Clement Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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