Newton County property record for 45 Clay St, Chunky, MS 39323
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,100 sqft · built 1958 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $977 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 145G-25-00-019.00 |
| Primary APN | 145G-25-00-019.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,100 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 14,375 sqft (0.33 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 45 CLAY ST |
|---|---|
| City | CHUNKY |
| State | MS |
| Zip | 39323-9599 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.95A BLK4 JONES ADD 2023-NAME CHANGE |
| Legal Subdivision | JONES ADD |
| Legal Block | 4 |
| Jurisdiction | NEWTON MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 50400 |
Source: Newton County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2292 CHURCH ST, CHUNKY, MS 39323-9733 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2022 |
| Deed Sale | Mar 3, 2022 |
| Deed Document Number | 0000092393 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON MS |
| Property Address | 45 CLAY ST, CHUNKY, MS 39323-9599 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000469/293 |
|---|---|
| Date | Mar 3, 2022 |
| Book Page | 469/293 |
| Instrument | 469-293 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 10, 2032 |
| Rate Type | Fixed Rate |
|---|
Source: Newton County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Newton County |
| Municipality | Chunky Town |
| Unified School District | Newton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $977.00 | $7,044 (-) | $46,960 (-) Land $3,300 Building $43,660 |
| 2024 | $977.00 (+1.35%) | ||
| 2023 | $964.00 (+117.61%) | $7,044 | $46,960 Land $3,300 Building $43,660 |
| 2022 | $443.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2003 · Severe Storms, Tornadoes, Floods |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CHUNKY serves 507 people · EPA ID MS0510002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| East Mississippi Connect Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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