Bergen County and Paramus Borough property record for 45 Clauss Ave, Paramus, NJ 07652
| Property Type | Single Family Home |
|---|---|
| Details | 2,268 sqft · built 1966 |
| Lot Size | 0.334 acres (14,556 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $575,000 (Dec 2014) |
| Tax Bill | $12,026 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-04802-0000-00006 |
| Primary APN | 46-04802-0000-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,268 sqft Living Area |
| 1st Floor Area | 2,268 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Frame |
| Lot Area | 14,556 sqft (0.334 acres) |
| Account Number | 440400 |
|---|---|
| Street Address | 45 CLAUSS AVE |
| City | PARAMUS |
| State | NJ |
| Zip | 07652-1745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100 |
| Legal Description | 110XIRR 5.4LT |
| Legal Subdivision | VALLEY ACRES SEC 2 |
| Legal Block | 4802 |
| Legal Lot Number | 6 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | PARAMUS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 42301 |
Source: Bergen County and Paramus Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 CLAUSS AVE, PARAMUS, NJ 07652-1745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Mar 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Oct 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance COLUMBIA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2014 · Amount on Record |
| Deed Sale | Dec 5, 2014 · Amount on Record |
| Deed Document Number | 201481115 |
| Deed Book / Page | 1807 / 2350 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 CLAUSS AVE, PARAMUS, NJ 07652-1745 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 45 CLAUSS AVE, PARAMUS, NJ 07652-1745 |
| Document Number | 0049511126 |
|---|---|
| Date | Mar 14, 2023 |
| Book Page | 4951/1126 |
| Instrument | 2023018628 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 5, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 CLAUSS AVE, PARAMUS, NJ 07652-1745 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039980377 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 3998/377 |
| Instrument | 2021031517 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 CLAUSS AVE, PARAMUS, NJ 07652-1745 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0033930538 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 3393/538 |
| Instrument | 19-073750 |
| Name | COLUMBIA BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Paramus Borough |
| Unified School District | Paramus Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $852,600 (+6.27%) Land $492,900 Building $359,700 | $852,600 (+6.27%) Land $492,900 Building $359,700 | |
| 2025 | $12,026.00 (+9.55%) | $802,300 (+15.32%) Land $450,200 Building $352,100 | $802,300 (+15.32%) Land $450,200 Building $352,100 |
| 2024 | $10,978.00 (+8.36%) | ||
| 2023 | $695,700 Land $371,100 Building $324,600 | $695,700 Land $371,100 Building $324,600 | |
| 2022 | $10,131.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 43 (1999–2021) |
| Claims Outside the SFHA | 4 of 43 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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