Broome County and Binghamton City property record for 45 Clarke St, Binghamton, NY 13905
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,978 sqft · built 1930 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,453 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| APN | 030200 160.29-4-7 |
| Primary APN | 030200 160.29-4-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,978 sqft Living Area |
| 1st Floor Area | 1,022 sqft |
| 2nd Floor Area | 956 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 176 ft deep x 46 ft wide |
| Garage Type | Detached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 462 sqft |
| Canopy | 208 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00000303970 |
|---|---|
| Street Address | 45 CLARKE ST |
| City | BINGHAMTON |
| State | NY |
| Zip | 13905-3639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | YES |
| Legal Block | 4 |
| Legal Lot Number | 7.000 |
| Jurisdiction | BROOME NY |
| Township / Civil Division | BINGHAMTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 1402 |
45 Clarke St is owned and occupied by an individual who acquired it in January 2026.
Source: Broome County and Binghamton City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 CLARKE ST, BINGHAMTON, NY 13905-3639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 23, 2026 |
| Transfer Doc | 0000004036 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROOME NY |
| Property Address | 45 CLARKE ST, BINGHAMTON, NY 13905-3639 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 45 CLARKE ST, BINGHAMTON, NY 13905-3639 |
| Document Number | 004083/671 |
|---|---|
| Date | Jun 1, 2022 |
| Book Page | 4083/671 |
| Instrument | 202200014121 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
The 2026 property tax bill for 45 Clarke St was $6,453 with exemptions applied, up 51.5% from the year before.
Source: Broome County and Binghamton City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Broome County |
| Municipality | Binghamton City |
| Unified School District | Binghamton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,453.00 (+51.48%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $4,260.00 (+2.18%) Homeowner's exemption Senior Citizen's exemption | $64,900 Land $18,900 Building $46,000 | $123,900 Land $36,082 Building $87,818 |
| 2024 | $4,169.00 | ||
| 2023 | $64,900 Land $18,900 Building $46,000 | $103,016 Land $30,000 Building $73,016 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 45 Clarke St; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Clarke St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BINGHAMTON serves 47,600 people · EPA ID NY0301651 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Empire Long Distance.
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