45 Clark St, Westerly, RI 02891 Property Records

Westerly Town property record for 45 Clark St, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1925
Square Footage1,020 sqft Living Area
Lot Size8,614 sqft (0.198 acres)
OccupancyOwner Occupied
Last Sale$242,500 (2008)
Tax Bill$2,629.00 (2025)

Owner

Source: Westerly Town records · APN WEST M:86 B:67

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address45 CLARK ST, WESTERLY, RI 02891-2100
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 09, 2026Deed of Trust, Mortgage · Line of Credit
WESTERLY COMMUNITY CREDIT UNION
Jan 28, 2022Deed of Trust, Mortgage · Stand Alone Refinance
NATIONSTAR MORTGAGE LLC
Feb 25, 2022Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 25, 2008 · Amount on Record
Deed SaleJan 25, 2008 · Amount on Record
Prior SaleMay 14, 2002 · Amount on Record
Deed Book / Page1700 / 109
Last Transfer DateJan 10, 2022
Transfer Doc02022-3906
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Recording DateApr 09, 2026
Property Address45 CLARK ST, WESTERLY, RI 02891-2100
Document Number02026-4762
Book / Page2026 / 4762
Instrument DateApr 04, 2026
Instrument20261074
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 CLARK ST, WESTERLY, RI 02891-2100

Mortgage

Document Number0000001074,
DateApr 09, 2026
Book Page2026/4762
Instrument20261074
Lender
NameWESTERLY COMMUNITY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMay 01, 2051
Interest
Rate6%
Max Rate-1%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address45 CLARK ST, WESTERLY, RI 02891-2100
Transaction TypeMortgage
Record UpdatedOct 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02022-1913
DateJan 28, 2022
Book Page2022/1913
Instrument2022-461
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateFeb 25, 2022
Property Address45 CLARK ST, WESTERLY, RI 02891-2100
Document Number02022-3906
Book / Page2022 / 3906
Instrument DateJan 10, 2022
Instrument2022-907
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address45 CLARK ST, WESTERLY, RI 02891-2100

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,629.00 (+0.31%)$337,900 (+30.97%) Land $152,500 Building $185,400
2023$2,621.00 (+0.58%)$258,000 (-) Land $109,100 Building $148,900
2022$2,606.00$258,000 Land $109,100 Building $148,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNWEST M:86 B:67
Alternative APNs
  • M:086 B:67 L
  • 19306775

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,020 sqft Living Area
Gross Area2,150 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area8,614 sqft (0.198 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number19306775
Street Address45 CLARK ST
CityWESTERLY
StateRI
Zip02891-2100
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block67
JurisdictionWESTERLY RI
Minor Civil DivisionWESTERLY
Census Blockgroup1
Census Block1011
Census Tract50802

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