Essex County and Salem City property record for 45 Clark St, Salem, MA 01970
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,000 sqft · built 2000 |
| Lot Size | 0.898 acres (39,130 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $516,000 (Apr 2006) |
| Tax Bill | $8,332 (2026) |
| Deeds & Mortgages | Feb 2022 Refinance May 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SALE M:07 L:0037 |
| Primary APN | SALE M:07 L:0037 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,000 sqft Living Area |
| Gross Area | 3,472 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 39,130 sqft (0.898 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 45 CLARK ST |
|---|---|
| City | SALEM |
| State | MA |
| Zip | 01970-1735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 37 |
| Jurisdiction | SALEM MA |
| Township / Civil Division | SALEM |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 204701 |
45 Clark St is owner-occupied and held in a trust since March 2023.
Source: Essex County and Salem City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 45 CLARK ST, SALEM, MA 01970-1735 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA |
| May 17, 2021 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Mar 8, 2023 | Quit Claim Deed, Transfer Quitclaim |
| May 17, 2021 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Jul 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TD BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2006 · Amount on File |
| Deed Sale | Apr 10, 2006 · Amount on File |
| Prior Sale | May 31, 2001 · Amount on File |
| Deed Book / Page | 25550 / 391 |
| Last Transfer Date | Mar 3, 2023 |
| Transfer Doc | 0000642948 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 45 CLARK ST, SALEM, MA 01970-1735 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000633613 |
|---|---|
| Date | Feb 4, 2022 |
| Instrument | 633613 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 45 CLARK ST, SALEM, MA 01970-1735 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000625134 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 625134 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SALEM MA |
| Recording Date | Mar 8, 2023 |
| Property Address | 45 CLARK ST, SALEM, MA 01970-1735 |
| Document Number | 0000642948 |
| Instrument Date | Mar 3, 2023 |
| Instrument | 642948 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 CLARK ST, SALEM, MA 01970-1735 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 45 CLARK ST, SALEM, MA 01970-1735 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 625134 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 625134 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 45 CLARK ST, SALEM, MA 01970-1735 |
| Document Number | 0000585036 |
| Instrument Date | Jul 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2017 |
| Name | Verified Name |
|---|
| Document Number | 0000585036 |
|---|---|
| Date | Aug 7, 2017 |
| Instrument | 585036 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 6, 2037 |
The 2026 property tax bill for 45 Clark St was $8,332, up 4.4% from the year before.
Source: Essex County and Salem City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Salem City |
| Unified School District | Salem School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,332.00 (+4.38%) | $772,900 (+9.8%) Land $266,600 Building $505,400 | $732,978 (-6.05%) |
| 2025 | $7,982.00 (+0.24%) | $703,900 (+2.71%) Land $232,400 Building $471,500 | $780,140 |
| 2024 | $7,963.00 (+3.25%) | $685,300 (+11.16%) Land $231,800 Building $453,500 | |
| 2023 | $7,712.00 | $616,500 Land $213,000 Building $403,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Clark St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2006–2011) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Clark St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000 |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Dec 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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