45 Christopher Ln, Guilford, CT 06437 Property Records

Guilford Town property record for 45 Christopher Ln, Guilford, CT 06437

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,938 sqft · built 1992
Lot Size	1.48 acres (64,469 sqft)
Owner	Individual Name on File
Last Sale	$349,900 (Aug 1999)
Tax Bill	$13,630 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GUIL M:9002402`

Property Details

APN / Parcel Number

Primary APN	`GUIL M:9002402`
Alternative APN	`8492`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,938 sqft Living Area
Basement Area	1,584 sqft
Unfinished Basement	744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	64,469 sqft (1.48 acres)
Garage Type	Attached
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	8492
Street Address	45 CHRISTOPHER LN
City	GUILFORD
State	CT
Zip	06437-1524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5I
Jurisdiction	GUILFORD CT
Township / Civil Division	GUILFORD
Census Block Group	1
Census Block	1001
Census Tract	190302

Owner

Source: Guilford Town assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 CHRISTOPHER LN, GUILFORD, CT 06437-1524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Balloon Mortgage PRIMARY RESIDENTIAL MORTGAGE
Mar 18, 2021	Quit Claim Deed, Transfer · Balloon Mortgage PRIMARY RESIDENTIAL MORTGAGE
Mar 17, 2020	Deed of Trust, Mortgage · Balloon Mortgage PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 19, 1999 · Amount on Record
Deed Sale	Aug 19, 1999 · Amount on Record
Prior Sale	Mar 10, 1992 · Amount on Record
Deed Book / Page	519 / 601
Last Transfer Date	Mar 12, 2021
Transfer Doc	972-177
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD CT
Property Address	45 CHRISTOPHER LN, GUILFORD, CT 06437-1524
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000972-180
Date	Mar 18, 2021
Book Page	972/180
Instrument	2463310010

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GUILFORD CT
Recording Date	Mar 18, 2021
Property Address	45 CHRISTOPHER LN, GUILFORD, CT 06437-1524
Document Number	972-177
Book / Page	972 / 177
Instrument Date	Mar 12, 2021
Instrument	2463290002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45 CHRISTOPHER LN, GUILFORD, CT 06437-1524

Mortgage

Document Number	972-180
Date	Mar 18, 2021
Book Page	972/180
Instrument	2463310010

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD CT
Property Address	45 CHRISTOPHER LN, GUILFORD, CT 06437-1524
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	950-685
Date	Mar 17, 2020
Book Page	950/685
Instrument	2184510006

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Guilford Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Guilford Town
Unified School District	Guilford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$492,940 (-) Land $183,540 Building $309,400	$345,058 Land $128,478 Building $216,580
2024	$13,630.00 (+4.03%)	$492,940 (-) Land $183,540 Building $309,400
2023	$13,102.00 (+22.9%)	$492,940 (+53.74%) Land $183,540 Building $309,400
2022	$10,661.00	$320,640 Land $144,800 Building $175,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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