45 Chicory Brook Pass, Gadsden, AL 35901 Property Records

Etowah County property record for 45 Chicory Brook Pass, Gadsden, AL 35901

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,255 sqft · built 2013
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$331,000 (Jul 2017)
Tax Bill	$1,344 (2026)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-07-25-0-001-017.063`

Property Details

APN / Parcel Number

Primary APN	`15-07-25-0-001-017.063`
Alternative APNs	`222849` `93995`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,255 sqft Living Area
1st Floor Area	1,830 sqft
2nd Floor Area	425 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	222849
Street Address	45 CHICORY BROOK PASS
City	GADSDEN
State	AL
Zip	35901-7700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/S BASE YEAR - LT C-30 WATER'S EDGE SUBDIVISION PLAT L-106 25-12-6 D-2012-3371684,D-2014-3410865,D-2017-3453396(ROS)
Legal Range	6E
Legal Township	12S
Legal Section	25
Legal Subdivision	WATER'S EDGE SUB
Legal Lot Number	C-30
Jurisdiction	ETOWAH AL
Township / Civil Division	GADSDEN
Census Block Group	4
Census Block	4038
Census Tract	1100

Owner

45 Chicory Brook Pass is owned and occupied by two individuals who bought it in July 2017.

Source: Etowah County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 CHICORY BROOK PASS, GADSDEN, AL 35901-7700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2017 · Amount on File
Deed Sale	Jul 14, 2017 · Amount on File
Prior Sale	Dec 5, 2014 · Amount on File
Deed Document Number	20173453396
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Jul 14, 2017
Property Address	45 CHICORY BROOK PASS, GADSDEN, AL 35901-7700
Document Number	3453396
Instrument Date	Jul 14, 2017
Instrument	3453396
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 CHICORY BROOK PASS, 45, GADSDEN, AL 35901-7700

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	45 CHICORY BROOK PASS, GADSDEN, AL 35901-7700

Mortgage

Document Number	3453397
Date	Jul 14, 2017
Instrument	3453397

Lender

Name	RENSANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 45 Chicory Brook Pass was $1,344 with a homeowner's exemption, down 8.6% from the year before.

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Unified School District	Etowah County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,344.00 (-8.63%) Homeowner's exemption
2025	$1,471.00 Homeowner's exemption	$42,240 Land $3,500 Building $38,740	$422,300 Land $35,000 Building $387,300
2023	$1,435.00 (+24.13%) Homeowner's exemption	$41,230 (+23.15%) Land $2,500 Building $38,730	$412,300 (+23.15%) Land $25,000 Building $387,300
2022	$1,156.00 Homeowner's exemption	$33,480 Land $2,500 Building $30,980	$334,800 Land $25,000 Building $309,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 Chicory Brook Pass in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Chicory Brook Pass is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20