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45 Chestnut St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 45 Chestnut St, Saugus, MA 01906 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1800
Square Footage1,364 sqft Living Area
Lot Size7,562 sqft (0.174 acres)
OccupancyOwner Occupied
Last Sale$390,000 (2022)
Tax Bill$4,902.00 (2025)

Property Details

APN / Parcel Number

Primary APNSAUG M:007-G B:0014 L:0006
Alternative APNs
  • M:007=G B:0014 L:0006
  • 1559035

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,364 sqft Living Area
Gross Area3,258 sqft Gross Area
1st Floor980 sqft 1st Floor
Basement Area980 sqft Basement
Unfinished Basement980 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1800
Effective Year BuiltEffective 1800
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,562 sqft (0.174 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number1559035
Street Address45 CHESTNUT ST
CitySAUGUS
StateMA
Zip01906-1603
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block14
Legal Lot Number6
JurisdictionSAUGUS MA
Minor Civil DivisionSAUGUS
Census Blockgroup3
Census Block3002
Census Tract208101

Owner

Source: Essex County and Saugus Town records · APN SAUG M:007-G B:0014 L:0006

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address45 CHESTNUT ST, SAUGUS, MA 01906-1603
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2022Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
DRAPER AND KRAMER MORTGAGE CORP.
Mar 01, 2017Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage
SALEM FIVE MTG CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 28, 2022 · Amount on Record
Deed SaleFeb 28, 2022 · Amount on Record
Prior SaleMar 01, 2017 · Amount on Record
Deed Book / Page40754 / 396
Record RefreshedSep 20, 2026

February 2022: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionSAUGUS MA
Recording DateFeb 28, 2022
Property Address45 CHESTNUT ST, SAUGUS, MA 01906-1603
Document Number040754-396
Book / Page40754 / 396
Instrument DateFeb 28, 2022
Instrument20220228002140
Transaction TypeTransfer
Record UpdatedMar 11, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address45 CHESTNUT ST, SAUGUS, MA 01906-1603

Mortgage

Document Number220228002150
DateFeb 28, 2022
Instrument220228002150
Lender
NameDRAPER AND KRAMER MORTGAGE CORP.
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

March 2017: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionSAUGUS MA
Recording DateMar 01, 2017
Property Address45 CHESTNUT ST, SAUGUS, MA 01906-1603
Document Number35709-62
Book / Page35709 / 62
Instrument76
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$33.03
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number357090064
DateMar 01, 2017
Instrument35709/0064
Lender
NameSALEM FIVE MTG CO
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,902.00 (+10.88%)$459,000 (+10.58%) Land $260,100 Building $198,900$503,310
2024$4,421.00 (-9.37%)$415,100 (-4.18%) Land $236,400 Building $178,700
2023$4,878.00$433,200 Land $212,800 Building $220,400

Flood & Wildfire

45 Chestnut St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Essex County (25009C), updated July 10, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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