45 Chestnut St, Everett, MA 02149 Property Records

Middlesex County and Everett City property record for 45 Chestnut St, Everett, MA 02149

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 2,511 sqft · built 1890
Lot Size	0.077 acres (3,350 sqft)
Owner	Individual Name on Record
Last Sale	$518,000 (Jan 2016)
Tax Bill	$11,773 (2026)
Deeds & Mortgages	Mar 2021 Refinance Sep 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`B00003 000140 01`

Property Details

APN / Parcel Number

Primary APN	`B00003 000140 01`
Alternative APNs	`EVER M:B0 B:03 L:000140` `M:B00 B:003 L:000140-01` `B00003 00`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,511 sqft Living Area
Gross Area	3,843 sqft
1st Floor Area	876 sqft
Basement Area	910 sqft
Unfinished Basement	910 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,350 sqft (0.077 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	B00003 000140 01
Street Address	45 CHESTNUT ST
City	EVERETT
State	MA
Zip	02149-2903
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	DD
Legal Block	3
Legal Lot Number	140
Jurisdiction	EVERETT MA
Township / Civil Division	EVERETT
Census Block Group	3
Census Block	3009
Census Tract	342201

Owner

Source: Middlesex County and Everett City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 CHESTNUT ST, EVERETT, MA 02149-2903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC
Sep 8, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2016 · Amount on Record
Deed Sale	Jan 22, 2016 · Amount on Record
Prior Sale	Oct 31, 2003 · Amount on Record
Deed Book / Page	66711 / 486
Transfer Doc	69905-434
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EVERETT MA
Property Address	45 CHESTNUT ST, EVERETT, MA 02149-2903
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077143-106
Date	Mar 5, 2021
Book Page	77143/106
Instrument	49496

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EVERETT MA
Recording Date	Sep 8, 2017
Property Address	45 CHESTNUT ST, EVERETT, MA 02149-2903
Document Number	69905-434
Book / Page	069905 / 000434
Instrument Date	Aug 22, 2017
Instrument	94
Transaction Type	Transfer
Record Updated	Sep 26, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CHESTNUT ST EVERETT MA 021492903, EVERETT, MA 02149-2903

Tax Assessment & Valuation

Source: Middlesex County and Everett City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$11,773.00 (+13.28%)	$932,900 (+2.24%) Land $261,500 Building $671,400
2025	$10,393.00 (+8%)	$912,500 (+8.67%) Land $252,200 Building $660,300
2024	$9,623.00 (+2.26%)	$839,700 (+5.12%) Land $224,200 Building $615,500
2023	$9,410.00	$798,800 Land $205,500 Building $593,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVERETT WATER DEPT. (MWRA) serves 49,075 people · EPA ID MA3093000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Netafy Fixed Wireless	150 / 150
AT&T Fixed Wireless	100 / 20

May also be available: Starry, T-Mobile.

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