Bergen County and Dumont Borough property record for 45 Chestnut St, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,320 sqft · built 1940 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $460,000 (Jul 2021) |
| Tax Bill | $12,669 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-01317-0000-00020 |
| Primary APN | 10-01317-0000-00020 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,320 sqft Living Area |
|---|
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Account Number | 194600 |
|---|---|
| Street Address | 45 CHESTNUT ST |
| City | DUMONT |
| State | NJ |
| Zip | 07628-3214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 50X100 |
| Legal Subdivision | MERRITT PARK |
| Legal Block | 1317 |
| Legal Lot Number | 20 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 7 |
| Census Block | 7007 |
| Census Tract | 10100 |
Source: Bergen County and Dumont Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 CHESTNUT ST, DUMONT, NJ 07628-3214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2021 · Amount on Record |
| Deed Sale | Jul 2, 2021 · Amount on Record |
| Prior Sale | Jul 25, 1997 · Amount on Record |
| Deed Document Number | 2021107125 |
| Deed Book / Page | 4251 / 508 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 2, 2021 |
| Property Address | 45 CHESTNUT ST, DUMONT, NJ 07628-3214 |
| Document Number | 0042510508 |
| Book / Page | 4251 / 508 |
| Instrument Date | Jun 2, 2021 |
| Instrument | 2021107125 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | TITLE GUARANTY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,791.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 SPADE LEAF BLVD # BLVDK305, BLVDK305, HENDERSONVILLE, TN 37075-4651 |
| Name | Verified Name |
|---|---|
| Address | 45 CHESTNUT ST, DUMONT, NJ 07628-3214 |
| Document Number | 0042510514 |
|---|---|
| Date | Jul 2, 2021 |
| Book Page | 4251/514 |
| Instrument | 2021107126 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $580,200 (+7.17%) Land $305,000 Building $275,200 | $580,200 (+7.17%) Land $305,000 Building $275,200 | |
| 2025 | $12,669.00 (+18.41%) | $541,400 (+105.7%) Land $280,000 Building $261,400 | $541,400 (+105.7%) Land $280,000 Building $261,400 |
| 2024 | $10,699.00 (+4.69%) | ||
| 2023 | $263,200 Land $150,000 Building $113,200 | $263,200 Land $150,000 Building $113,200 | |
| 2022 | $10,220.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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